Is anybody from Orange County CA?

I am wondering which citry would have the best value to buy a home in? In terms of value appreciation. People tell me Irvine becuase of school districts, but isn't that city over-rated? Would Anaheim...

Is it possible to refinance 2 mortgages at the same time?

I have a first and second mortgage. I am in desperate need to get both of them a lower interest rate. Can I refinance them both at the same time? why might this not be a good idea?

My mortgage when I die

I am single and have stated I want my home to transfer to my close friend when I die. What happens to my mortgage? they are now responsible? how do i specify the mortgage to transfer over in my will?

If I have FICO 620, is REFI completely out of question?

Advice on Convoluted situation

I'm looking for any advice on my current situation, as it seems very unique. I'll bullet point the stats first, then share my thoughts.current stats:-50% owner (other 50% is ex-wife) of Condo renting at...

Does a student loan count against me when looking for a mortgage?

Will this be factored into my debt to income ratio?

Home Tax Credit Questions...I am confused

So It is my understanding that the federal home tax credit extension has been approved....which will grant about 8,000? I live in California which I guess has its own california homebuyer tax credit, th...

What is the difference between these two loan programs?

I wanted to know the difference between a fixed rate loan and and a DSI loan? Which is better and why?

Refinance to pay off debt?

Is it a good idea to refinance your house in order to pay off credit card debts? I've heard of people doing this, but will this put my house at risk to collectors?

Can I pay off a mortgage with a Home Equity Line of Credit in order to r...

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mortgage after bankruptcy and foreclosure

my chapter 7 bankruptcy was discharged 15 months ago and my home was given up in the process. I just signed a contract fora owner financed 2 unit home which i started to fix. I need a mortgage to pay fo...

How can I determine the value of my home without an appraisal?

My sister and I own an 8 family owner occupied multi unit. We are very ...

How does a refinance work?

How is it possible that my monthly rate is lowered? How does this benefit anyone but myself? I guess my question is...whats the catch?

Reverse mortgage question

I have a question about reverse mortgages, can you take out a reverse mortgage on a house that you still owe money on, or does the house have to be fully paid off before you can do that? We have value ...