: Prospect Home Finance, San Diego, CA, reviews & blog

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Prospect Home Finance understands that the mortgage industry is a very sophisticated marketplace where pricing and product availability can make or break a mortgage company. We realize that slick marketing practices and extensive advertising campaigns can't promote success in the absence of superior pricing.

We not only pride ourselves on superior pricing and product availability, we also believe we have achieved an unparalleled customer service policy that sets us apart from other industry price leaders.

Our business model is simple:
Superior Pricing + Superior Customer Service = Superior Customer Satisfaction

In focusing on our business model, we are able to achieve the following:

Our sense of integrity will always be our first priority.
We will share our success with you by delivering the lowest rate and fee structure with efficiency and consistency.
We will establish a positive, energetic, and professional relationship with our clients that will keep them coming back for all of their home financing needs.

We specialize in home refinance and purchase loans. Some of the most popular loans programs that we offer include fixed-rate mortgages, adjustable-rate mortgages, FHA loans, VA loans and HARP 2.0.

Visit us at Prospecthomefinance.com to request a free, no obligation quote and speak with a mortgage professional today!

Prospect Home Finance

NMLS #365482 | BRE #01779147

875 Garnet Ave.

San Diego, CA 92109

Great rate on refi

Prospect Mortgage got me a great rate and were very flexible. My home appraised for more than I thought it would and they were able to lower my rate during the process. The loan took a little longer than normal to close, but the team at Prospect made sure to deliver the rate and terms that they originally promised, even though interest rates were fluctuating. I saved a ton of money on my monthly payment.

By tara.c_299_636 on March 14, 2013

Excellent Refi Process

I just completed a refi through prospect financial, I have to say the process was quick, and quite simple. Have already recommended to other friends.

By thomas_666_353 on March 9, 2013

My refinance experience

Jason Vondrak and his partner Tony Rice promptly answered all my questions throughout my refinance process. Prospect Financial did a nice job getting my home mortgage payment reduced to allow me additional flexibility paying for my kids education.Thanks,Tim Grasser

By timand_821_762 on March 7, 2013

Editorial Director

From the many loan providers that contacted me about refinancing my home mortgage, Jason Vondrak at Prospect Financial Group offered the best rate with the best terms. Although the process took longer than I anticipated, everything went smoothly and I was very satisfied with the end result--a new mortgage interest rate that's the envy of family and friends.

By thesoc_416_347 on March 7, 2013

Purchasing your first home

by Leah TenBieg

Dec 29, 2017

Homeownership can sound like a lot to handle for some. However, by following some simple steps, purchasing your first home can be hassle-free. The process can be speedy and swift. Read below to see how you can help to make...

Three things to do before refinancing

by Katie Agner

Oct 25, 2017

Looking to lower your current payment or shorten your term? Refinancing can help homeowners in more than one way. To be fully prepared, read below three things to do before starting the process of refinancing your property. ...

by Leah TenBieg

Oct 13, 2017

Refinancing your property and/or purchasing a new home or investment property can take a toll on just about anyone. While it is much worth it, the process can be time-consuming and very detail-oriented. By working with a...

The SAFE Act: How it protects consumers

by Leah TenBieg

Oct 06, 2017

To many, it might be difficult to trust someone with the refinancing of their property due to important documents needed and large amounts of money involved. The Secure and Fair Enforcement for Mortgage Licensing Act (SAFE...

The loan process put simply

by Leah TenBieg

Sep 27, 2017

There is no doubt that a refinance or new home purchase might be confusing to someone who is just entering the market. Read below to get a better understanding of the mortgage lending process. First things first It's a...

by Leah TenBieg

Sep 11, 2017

When it comes to the financial industry, oftentimes you will hear about The Federal Reserve System. Mortgage rates are closely related when it comes to this system. Since rates are constantly fluctuating, it can be...

by Leah TenBieg

Aug 15, 2017

Millennials have been on top of the US housing market for the last four years. According to the National Association of Realtors' (NAR) Home Buyers and Sellers Generational Trends Report, 34%, which is the largest share...

How to purchase a home - The basics

by Leah TenBieg

Aug 08, 2017

Don't let the thought of purchasing your own home scare you away from actually doing so. Maybe you have had the idea of being a home buyer in the back of your mind for quite some time now. Or maybe you just now made the...