I plan to buy a rental in my name only without my wife. She makes $250k a year while I make $150k and self employed We both have our names on the home now with a $500k mortgage. We currently have a ca...
I'm looking for a lender who is patient and willing to help me buy my first home. I am a newbie with a lot of questions but I'm ready to do whatever it takes to seal the deal. I want a lender who is w...
I inquired about rates and got 5.99 and 6.75 which is way higher than rates a few months ago. My credit score are excellent but I can't afford a $2,000 loan right now. What are my other options? Should ...
I just graduated from college and am now working with a new company. I still have student loans to pay and credit card debts current. I plan to buy a condo in a year or two. What type of loan gives the ...
First time buyer here and I have no idea how to start. I've heard about Rocket Mortgage but some say it would be better to deal with a local lender. I am buying the house I am living in, equity will be ...
I have a question about refinancing. Why do you need to pay title insurance again when you refinance if you paid for it already when you bought the house previously? Can you transfer the insurance from ...
I have just acquired a new rental property 3 months ago and I need to refinance after finishing rehabilitation. Is there a way to get this done and do away with the 6 month seasoning time required? Any ...
I presently own two rental properties without mortgage and have an existing tenant in one of them. I have a new construction in the works while the two rentals are in need of repairs. What can I do to l...
I have no idea about buying a house. What do I need to do to get a loan? I am self employed and part owner of a building company. My credit scores are good and have set aside $50k for a down payment. Ho...
This is my first time applying for a mortgage and I have applied for pre-approval. Question is, do lenders continuously do hard inquiry pulls from your credit report?
My dad qualifies for a VA loan and is excited to enter the REI arena. We want to know what the process would look like when refinancing a VA loan. We plan to buy a property with a VA loan, refinance it...
Hi, this is Ana from CA. I want to know what is an acceptable source of a gift for down payment? I planned on using my ex-husband’s help so I can qualify for a conventional loan but was told by my len...
This is my second time to get a loan but I don't qualify for an FHA. What loan product can give a 3 to 4% down payment? I also want to lower closing costs and would love to hear from anyone on how I can...
I don’t have an idea what type of loan I need. I am looking at a $600k home and have $100k on hand for a downpayment. Do I choose a private lender, bank, or broker? We see that rates are going up and ...
My family and I have fallen in love with a simple home in our neighborhood that is up for sale. Is an FHA loan just for low income buyers? I would love to qualify and would like to know the loan amount ...
Ask our community a question.