Mortgage approval without W2

I applied for a refinance with my local lender but my application got flagged because I only have income from abroad. I don’t get a W2 since I work for an employer outside the U.S. A global bank offer...

Can I get approval for a loan?

My wife and I want to move from our current home into a new home we just saw in an ad then sell our old house. The new property is everything we have dreamed of and we can’t let this chance pass. What...

Pay in Cash or Apply for a Mortgage?

I saw this new real estate development in my old neighborhood in Kansas and I fell in love with the available houses. The prices are pretty good and they are offering a good deal for $150k. I am torn be...

credit repair to qualify for loans?

Difficulty in Getting a Mortgage

I am in the process of completing a mortgage for a home we are buying within the year. I have an excellent credit score, am well paid, and have been with my employer for the past 10 years. I have no deb...

Reverse Mortgage for Dream Vacation

I am enjoying retirement and I plan on going on a dream cruise around the world once the pandemic restrictions ease up. An agent recommended a reverse mortgage for funding my dream vacation and I’m ju...

Best mortgage with 20% down payment

A first-time home buyer here and I am excited to go house hunting. There is a new real estate development in our neighborhood and I would love to buy a new home there. With so many mortgage options out ...

Problems with 2nd mortgage

Hi, I have a brand new second home mortgage of around $500k. I planned on occupying it for half the year since our company has decided to let us work from home every other month. With restrictions easin...

Can I get approved for a mortgage with job security problems?

My family is building our first home in Austin and we want to know if we get pre-approved on a loan but end up changing jobs would we encounter problems with closing? My current job is experiencing prob...

Loan Application with no Credit Score

I live in Arizona and I’m planning to buy my first home. The problem is I don’t have a credit score. My agent told me not to worry because we can perform manual underwriting instead. Is this true fo...

Is 10% enough for a down payment??

My wife and I are empty nesters and we would love to buy a new studio apartment for ourselves. We want to know if a 10% down is enough to get approved for a loan. We are not in a hurry and we can save u...

my house is zoned commercial can i get a cash out loan

sent in application for usda home loan. then it was sent to their specia...

Is Cash Out Refinance a Good Deal?

I have lived in a fully paid home for the past 5 years and I’m seriously considering getting a mortgage on the home. A lender offered a cash-out refinance loan, is this the best deal out there in my s...

Advice on FHA loan

We are buying a new home and need to lock our rate as soon as possible. Rates are going up steadily in the past few days and my lender told me that I could get last week's rates for $600. We are applyin...