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I am an experienced mortgage loan originator. I love my job! It is such a great feeling to help people. I pride myself in keeping up with the newest technology and products. My goal is to make the loan experience as smooth as possible for my customers and to give the best level of customer service.

I help first time home buyers in becoming a home owner, home owners that want to upgrade to a bigger home, home owners that want to down size to a smaller home, home owners that want to purchase a second home, vacation home, or an investment property. We help home owners refinance to improve their current situation, whether it's a reduction in rate, change in their term, debt consolidation, or to take cash out .

I help my customers get financing on a home purchase or by refinancing their current loan. I help by educating them on the loan process to make the transaction a smooth one. I help figure out the best solution based on their needs. I can possibly help you even if you don't have the best credit. I give them the best customer service by being available at any time 7 days a week. *All loans placed with third party providers.

Some of our Programs:

Conventional Mortgage Loans 97% Loan To Value With A Minimum 620 Credit Score, High Limit Mortgage Loans, Jumbo Mortgage Loans, FHA Loans Down To 580 Credit Score, VA Loans, USDA Loans, Reverse Mortgage Loans, 203K Mortgage Loans, Homepath Loans, HARP Loans Unlimited Loan to Value, First Time Home Buyers, Second Homes, Vacation Homes, Investment Properties, 2-3-4 Unit Properties, Co-op Properties Up to 95% Loan to Value, Lender Grant programs for Conventional & FHA

"This site is not authorized by the New York State Department of Financial Services.
No mortgage loan applications for properties located in New York will be accepted through this site"


Ultimate Professional
Michelle is honest and caring and treats you like a friend, her knowledge of the industry is unbelievable. She takes all of her skills and uses them to get you the loan you need at the best rates available! Five star rating!!!!
By BBAP42_763_184 on October 26, 2011
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Is Credit Repair An Ethical Solution To A Big Problem? Many wonder if it's unethical to attempt to remove valid bad credit issues from a credit report.I say, "Yes, it is," and here's why.The credit reporting and...
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Did You Know ? When buying a home you can receive up to a 9% sellers concession to help cover your closing costs! That's right 9% towards closing costs on a conventional loan if you are at 75% loan to value or less and...
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First time Home Buyers In today's real estate market it is very important to use professionals to help you with your purchase transaction. The three most important professionals that will be involved in your transaction...
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Self Employed A few tips to help the self employed borrower. Unfortunately because of abuse and miss use of loan programs true self employed borrowers have felt the crunch more than most. Stated income loans have virtually...
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Many prospective home buyers are wondering if they can qualify to buy a home. The problem is there is a lot of information out there that can be misleading. One of the most important factors as to whether or not you can...
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NAR: Housing Affordability Index to set annual record for 2012 Jan 10, 2013 With 11 months of data reported, 2012 will be counted as a record year for favorable housing affordability conditions, according to the National...
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