Can I refinance even with just 2 years of employment?

I want to know if I can refinance a home with plenty of equity even when employed for just 2 years with nothing to show before that? My credit score is 720 without any debts at the moment.

Credit score is 664. What is the best rate for a 30yr refinance

What loan to get with salary of $120k?

There’s a property in our neighborhood that an elderly couple offered to me at a very low price. They are moving to another state to be closer to their grandkids. The home was appraised at $150,000 an...

Newbie buyer with 100k down payment

Newbie buyer here applying for a $200k mortgage for a $350k property with $100k on hand for a down payment. I have a car loan at $350 a month that has a few months left to fully pay. I tried an online c...

Can a builder force me to pick a lender?

I got pre-approved at 2.5% for a conventional loan at 30 years. I have a FICO of 837 and 822. My builder has a preferred lender that offers 3.125% with a 20% down payment. Can they force me to use thei...

FHA or USDA loan?

I live in NY and I’m shopping around for a conventional loan with a 3% down payment. I have a student loan and paying $300 a month to be fully paid in 2 years. Should I get an FHA or USDA loan?

Refinance or wait?

I live in a studio apartment in Boulder and I am looking to refinance. I refinanced last year and got a 25 year at 3.5% and plan to refi again to a 20 year at 2.75%. Should I go on with the refinance or...

Multi-unit investment

I plan to invest in a multi-family apartment and I can put down at least 50% for a down payment. I only need $100k from a lender and I would like to know if a 15 year or 30 year mortgage is better? I ow...

FHA loan application with previous bankruptcy

I went through a terrible divorce which led me to file a chapter 7 bankruptcy and surrender my home. The bankruptcy was discharged in 2018 and I plan to apply for a loan for a new apartment unit. Would ...

Having second thoughts on a home equity loan

My wife and I got approved for a loan based on our debt-income ratio a few months ago. We didn’t push through with the loan because of the uncertainty due to the pandemic. A home equity loan was offer...

How to qualify for home loan or FHA in TN? Coming from California

Worked and then COvid19 hit and was on EDD because kids stayed home and business shut down. I am now working again since February 2021. We are wanting to leave California and seeing what we needed to qu...

Do I qualify for an FHA loan?

First-time buyer in Austin, Texas, and looking to buy next year. My wife and I have a combined income of $150k which is enough to buy a townhouse in the $250k to $350k range. We pay for credit cards at ...

Refinance offer from my bank

My wife and I own a townhouse that we rent out that was bought way back in 2010. The loan was 30 years with a fixed rate of 5.375%. A bank offered a refinance at a fixed 2.56% with no closing costs. Sho...

Refinance for Retirement Home

I have a current mortgage with a lender that we’d like to refinance. We plan to move out from the home and retire near the beach. There is an amazing property up for sale and I would like to grab the ...

Mortgage approval without W2

I applied for a refinance with my local lender but my application got flagged because I only have income from abroad. I don’t get a W2 since I work for an employer outside the U.S. A global bank offer...