Can someone get a reverse mortgage if they already have a mortgage on th...

If my house is worth $250,000 and I have a first and second mortgage that adds up to about $135,000 can I still qualify for a reverse mortgage? Does it depend on how much equity I have in the house or l...

My wife lost her job 3wks before our closing date on our first home. Is ...

Should she take any job comparable in pay or would it look better to get a job in the same industry as her last job?

Anybody here anything bad about BNC National ? WE are going thru with a ...

Quick question: Is 3.65% a good rate for a 5/1 ARM loan which is interes...

What interest rate can i get with the VA loan and how much money do i ha...

I need to know what kind of interest rate i can get with the VA loan and for how long do i have to have a job and how much do i have to make before I can receive the loan?

What percentage of equity in a rental must you have to qualify for anoth...

Is there a 'rule of thumb' for how much equity you must have in a potential rental property to qualify for a loan on a primary residence property? We're having trouble selling our townhouse, so we're co...

2nd home, do we qualify for mortgage?

Our present home has been for sale for couple of months and no offers yet. We lowered the price to $314,000. The house is all paid off, we have no mortgage, 0 other debt, and our credit scores are tops,...

Buying a home after a foreclosure with 30% down

Is it possible to still buy a home right now with my fico at 697 .I'm looking at purchasing a $200k home with about 30% down.But here's my problem, I foreclosed a home about a year and a half ago and an...

Funding options for move up house?

We currently own a house worth about $350k based on recent sales in the area. We are looking at a "move up" house that is short sale listed for $380 and will likely sell for $400k - $420k We have $18k l...

What to do about loan??? (w/ 755 credit score)

OK, a long one sorry-- We have been pre-approved with 3 lenders-- private mort co, a big bank, and a mortgage guy recommended thru the RE agent we work with. Now we are told to have a better chance at g...

Georgia FHA Loans below 620

I will be moving to Georgia very soon. I have had my job with the same company for over 11 years. My spouse will not have a job when we move.I have a middle score of 619 which a mortgage company has tol...

Land Loan---is it possible?

I've had my eye on an attractive vacant lot and would consider buying it and building in the next couple of years.Does anyone know what the current environment is like on getting mortgages on vacant lan...

question about fannie refi?

HSBC sent me an application for refi. They won't do HARP they do HASP which is suppose to be there version of HARP.I have a question regarding closing costs. They gave me an estimate of $4,543.08 isn't ...

Buying a second home, do we qualify?

Hi,my wife and I owe $140,000 on our current home, about what it is worth in the current market.We are considering buying a second home, we will most likely keep our first home, though we could attempt ...

How is the possibility of getting a loan w bankruptcy?

My husband has filed a Ch7 bankruptcy(3 more years to clear), but both of us have good credit scores(over 720s;he has re-established credit pretty well since then) and our annual income is about 160k. H...