refinance with a life estate

Refinancing after 5 years into a 30 year FRM

Right now I am 5 years into a 30 year FRM at 7.5%. I've never been late on payments, my house has been officially appraised at 375k, I've paid down to 315k. My credit is 785 and I have no other payments...

Need a home equity loan.

How long does it take to get a home equity loan? I have a fully owned house worth roughly 200k and I would like to get a loan of 15,000 to pay off credit card bills and to put a down payment on a car. W...

FHA loan after banktrupcy

About two years ago I filed bankruptcy and included the home in the bankruptcy. The property was discharged along with the bankruptcy. Is this house considered a bankruptcy or a foreclosure? Would I hav...

Refinancing a second home which is leased

I currently own a home that was purchased as my primary home in 2006 with a 6.85 interest only on the first mortgage and an equity line of credit with interest only and it is a Fannie Mae loan. I had ...

Can I refinance without 20% equity in my home?

I bought my home back in 2008, mortgage amount of 293,000 with a rate of 5.5, home is currently worth 329,000 and my credit is 759. Do I need 20% equity in order to refinance?

I lost my house 2 years ago, come this may. My credit score is about 646...

Does down payment affect interest rate?

I am in the process of buying a condo for 250k. 780 credit score and I am being informed that to get the best rate I need to put down at least 25%. If the home appraises for more than 250k, would it be ...

Refi a rental, HOA problems in the past

I own a condo that I wish to rent out but would also want to refinance it. Small loan at a high rate. I attempted to refi a few years back, but due to HOA delinquency I was unable to do so. Can I move f...

Can we get an FHA loan immediately?

My wife and I are underwater with our mortgage and have tried everything in order to refinance. We do not have a Freddie or Fannie loan so we do not qualify for HARP. We do have a bankruptcy which was d...

Are all closing costs around the same amount?

My girlfriend and I would like to refinance our home that we bought back in January.The problem is between the closing costs and other fees it will cost $6,500. Do all the programs cost the same? The ra...

Our LTV is above 125%, is there anything we can do, we have a FM loan

We have a first mortgage amount of 208k with 5.5% fixed with Chase, a second mortgage amount of 75k with 7.5% with Wells Fargo. Our estimated value is only 169k. We are halfway through a chapter 13 bank...

Different ways to refinance a rental property

I'm looking to refinance a rental property, currently I have a 30 year fixed 5.375 loan, other homes in the development are selling for low 300's, we all use the same set of floor plans. My loan amount ...

Here is my question: would like to refinance my conventional 1st along ...

Should I refinance into a 15 year or 30 year? current rate is 5.5%

I bought a house in 2009 for 185,000 at a rate of 5.5%. I am now interested in refinancing to a 15 year FRM with no cash out. Right now my monthly payment is 1400 and if I refinance it will go up to 155...