do conventional mortgages have pmi insurance?

my agent says fha requires insurance so i should avoid if possible. so does that mean no other loan programs require it? not even sure what the trade offs are either way, and would love some honest insi...

If my LTV is at 50% will my down payment or rate be lower?

I have a question about credits at closing versus a reduced sale price. ...

Can my dad get a reverse mortgage even though his mortgage is not paid off?

He's got about 5 years to go, payments wise. But he's just retired and his pension isn't really enough for him to live on. Would love more information about how I can help him with an HECM

Is there a max for using 401k money for my down payment

Either a max amount or a max percentage of my down payment - it might be the only source i have at this point. thank you

Explanation letter for cash depostied in my account.

Exactly what do I have to put in the letter that explains how there is cash in my account for down payment? This was a gift from my famiuly member overseas. Is that all I have to say ?

If i have a 654,a730,and a 680 can i get a fha loan?

Loan officer says we were eligible underwriter says no. How is that poss...

We were promised by the loan officer that our loan will go through. Now he is saying underwriter is not cooperating because of too much debt. Is that possible? Can a mortgage company back out of a sale...

how can i get a lower mortgage rate? or is mine fine?

Is 5% interest rate with 4% down a good rate in the current market? my credit score is 710ish and it's a homepath house

Is there any kind of harp program for investment properties? We are in ...

My credit score is 712, down payment minimum for a conventional loan?

My debt to income is also decent at 26%. If I'm to get a fannie loan how much will I likely need to put down in order to get the best interest rate

Does condo assessment count toward home pre-approval amount?

Can I get a good mortgage rate with a fico of 640 but low DTI?

I can also afford to put somewhere around 10% down and I'm interested in conventional. It seems like conventional standards are higher so I'm worried. Would I be able to about PMI with the information g...

Will fha lend on 2 lots taxed separetly?

what loan programs are out there for self employed workers

I am self employed and do freelance work, with unsteady income. It's always about $2K per month thanks to a long time contract but my annual can fluctuate between $40k and $70k, depending. my credit is ...