I have been offering mortgage services since 2004. As a partner of Stewart Financial, I maintain a balance on our files to ensure on time closings and rate advantages. During the loan process, I'm efficient with document handling and review; which expedites my process down to half of the average time frame. I can explain the gears of financing and what makes them grind or quickly operate with ease. In the end, you'll be happy we've done business together and astonished by the difference in your mortgage payment.