Looking for advice on a 2nd home purchase in FL

I am looking to purchase a home in Southern Florida as a second home or vacation home. I am trying to figure out how to attain a loan for the least money down, preferably 5%. Is this possible in this ma...

Am I able to get a loan?

Just got back from a deployment (Army national guard) 2 months ago. The military just stopped paying me but... I going to go full time student and army pays 1900 /mo (starts in 5 weeks) + Unemployment B...

I have had a couple of mortgage lates in the last 12 months. How would ...

On the first occasion I was able to waive the late fee, but not on the second one.

Should we continue making mortgage payments even though loan mod pending?

We have already signed and sent back in the loan mod paperwork sent from the firm handling our account, but my question is this do we continue to make our regular monthly payments on the loan until the ...

Non-Purchasing Spouse, Community Property State TX

I've submitted an application with the bank to purchase a home here in TX. The bank is asking for my husband's SS# but we purposefully excluded his name from the loan app b/c his scores are low & his de...

If I am moving in less than 5 years, should i go for 5/1 ARM? Seems to ...

Is it harder to qualify for ARM than fixed these days? or is it same? I will be moving before 5 years from here, but need a fixed payment until then.

I am trying to qualify for a home loan (it will be our first). Should I...

What is the difference between regular & FHA? Is FHA a loan from the government?

Can someone remove my name from a mobile home title without me knowing it?

Can my ex have my name removed from mobile home title and add someone else with out my knowledge?

Can you carry two FHA loans at the same, or do i need to quit deed?

I just refinanced my 1st home (FHA) and now in the process of purchasing a new home. just to find out that I can not carry two FHA loans. Can I quit deed it over to my dad & do a novation to be released...

I bought some land in SC that says it's unrestricted and would like to k...

Hello everyone, I recently purchased a piece of land in South Carolina and the papers state that it's an unrestricted piece of land. What does this mean to me?

Do I have to pay more for fha mortgage insurance on a new condo in NYC?

My FHA loan lender is insisting I pay 1.75 % of loan amount as upfront insurance (this is a condominium in NYC) in addition is asking me to pay 0.05% of loan amount / month for minimum 5 years for mortg...

What can my husband do to keep his house after our divorce?

Hello,My husband and I are getting a divorce and our home has a 1st and 2nd mortgage. The first amount is what the house is appraised at today, and the second mortgage is for the additional amount that ...

If i sell the house i purchased within 3 years do i have to pay back the...

Hello everyone, I'm looking to sell my current home and I've heard from a few people that I would have to pay back the 8k tax credit? Is there a way around it?

Is there a Ladybird deed available in minnesota and how does it work?

Is the Ladybird deed available in Minnesota?? I was told that the house my mom owns will be taken away in the event of her passing. We're trying to rent it from her and put the money towards the copay a...

Do you have to get an appraisal to get a loan modification?