What is better? Paying more points now and better rates or no points an...

I want to do what is best for us and cannot decide. I hear so many different opinions, I seem to lean toward better rates but more points. Am i right?

Are there any mortgage programs for the disabled

I am writing this question on behalf of my cousin. She is disabled and was wondering if there are any loan programs out there that can make obtaining a mortgage easier for her and her situation

Is this considered a second mortgage? What should I do with my first home?

So the market in our area has been doing quite poorly. In order to maintain my mortgage I had to begin renting out my home, I have been doing this for two years. I figured this was smarter than selling ...

How much do we really qualify for?

My wife and I are looking to pre-qualify for an upcoming home purchase. Our combined household income is approx. 130k-135k/yr gross, no car loans, no credit card debt, FICOs at 800 and 780, over 100k i...

I am worried about my current credit score please advise

I am looking into purchasing a home. I obviously will need a mortgage, and am looking at FHA home loan. My current credit score is right around the 620 mark, the minimum for an FHA as i Understand. If I...

Can I Refinance Soon?

I currently have an adjustable rate mortgage that is due to change rates within the year. I would like to refinance before that happens....I have excellent credit, however I do carry some debt. What are...

Can I take out a loan to pay for my next house?

My home paid in full. It is currently up for sale we are moving for work related purposes. Is it possible to take out a loan on our home to buy a another home in another state?

15 year or 30 year fixed when I refi? I have been wondering that and co...

I want to buy a home before my divorce is finalized

I am in the process of filing for divorce, I would like to purchase a home before it is finalize. I have excellent credit. What should I do, I only want my name on the mortgage

how to refinance when you are told the property does not meet certain gu...

I currently own a condo in an eight unit building Hoboken, NJ. I have a fixed 30 yr @ 6.25%. Excellent credit (800 FICO) and have owned the condo for about 6 years. For the past 2 years I have rented...

Good deal? Should I take it?

775 fico, 30yr FHA, 225k loan, 4.75% (0.75 pts+0.125pt for 60 day lock=0.875 total pts) . Fees: $1650 (points) + $1050 (origination).

Want A Mortgage, Need Expert Advice

Currently my wife and I are shopping for a new home, we have found one we both like and need a mortgage. I bring in all of the money in the household, and the wife is a stay at home mom. The issue is th...

Private Lender?

Is there a such thing as a private home loan lender as in a lender who does not go through a bank or financial institution? If so what are the advantages or disadvantages of seeking one? Is it easier to...

How do lender get paid..how much?

I am seriously considering buying a home. I know i need to obtain a mortgage through a lender, my question is how much does the actual lender add onto what I borrow? Is it a lump sum? or paid as I pay t...

Can someone predict how long the rates will remain this low? My propert...

i really wanna refi, but no equity. what do people like me do?