what do i have to do to get an FHA mortgage? i heard you have to have low income and i think i do but how would i find out? thanks
Should I put down 10% on buying a home or just wait and try to save 20% for the down payment? We need to buy a house soon and we have enough to make realistically a 10% down payment. Is there any way ...
Should I refinance or pay more towards loan???Our current rate is 5.375 on a 30 year note. we owe 280,000. Our monthly payment on at is 1679. (We have been paying 1800/month). We have an opportunity to ...
I lost my job in the middle of having my house refinanced and my refinace was cancelled by the new company. The caveat is that the loan amount has been paid out to the old mortgage company...So I'm not ...
alexanderJanuary 14, 2011 at 7:35amSingle retired woman,56,Want to purchase a foreclosure(approx $75000) in Florida. My fico is a combined 639,income is from 5 land contracts that I carry, income 1200, ...
I was recently approved for an FHA loan on a home. The mortgage broker told me that the down payment was going to be 3.5% min. I decided to expand my home search to condos (can buy in better location th...
I am getting a lot of different rates from lenders and am not sure how to view them. Those with lower interest rates have higher lender fees (by about $1000...6.25% vs. 6.37%). Is it better to go with...
I can also afford to put 20% down. I can afford the monthly payments what would be the best way to go?
Will lenders these day allow for front-end ratio to be more than 28%? I need my front-end ratio be be 34%. My back-end ratio is find because I have no debt right now. For the house range I am looking...
Just something I've been curious about...When someone finances a really expensive house, lets say 2M, how is that usually done? Is it like cheaper houses where it is most common to have 20% down or do l...
We currently own a house worth about $350k based on recent sales in the area. We are looking at a "move up" house that is short sale listed for $380 and will likely sell for $400k - $420k We have $18k l...
I am about to purchase an investment condo, which I am planning on renting out. I am getting an investment condo loan from my lender and am putting 25% down.After purchasing the condo I want to transf...
It would lower my monthly payment by almost $200
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