I'm a licensed loan officer in Arizona with Primary Residential Mortgage, Inc.

With over 10 years as a business and sales professional, Joe has used his excellent communications and organizational skills to enhance customer relations in the mortgage industry. He prides himself in honesty, timely processing and a dedication to always satisfying customer needs and their financial goals in real estate. Outstanding service is what sets Joe and Primary Residential Mortgage, Inc. apart from the competition. There is no better compliment than the trust hundreds of his customers have displayed by referring others. He has excelled in all types of mortgage transactions from home and investment purchases to refinancing and debt management. The greatest thing about my business is I get to find my clients the best interest rate, the most suitable mortgage for their family's needs, and give them peace of mind and certainty that they are getting the very best mortgage available today.

Provide me your e-mail address and I will send you my monthly newsletter and weekly rate minder. These tools provide you with regularly updated rates from all our lenders, market trends, housing stats and helpful homeowner tips.

If you would like a confidential review of your existing mortgage, it would be my pleasure to assist you. If there's a better product that's more suited to your unique needs, I'll be able to tell you and you can start saving money right away.

My team and I are licensed loan officers that specialize in assisting first time buyers and take the time to educate them on the home buying process so they can make educated decisions and use their home as a tool to help them achieve their financial goals. We specialize in Conventional, FHA, VA and Jumbo financing. We serve all of Maricopa and Pinal counties.

Joe Afonso jafonso@azhomerates.com