refi

When we first bought the house we took out a 7/30 if that is the correct terminology.So our current rate is at and has been 5.5% for 7 years now and the set rate of 5.5% will turn into an arm soon.In ad...

Would you recommend refinancing or home equity line of credit?

we need approx $80,000. as we are buying property in Florida. We have 7 years left to pay on our mortgage ($41,000 @6.25% 15 yr. fixed). We have very little debt. (under $2,000). Our home is valued at $...

Need a phone #

hi i was wondering if me and my husband would qualify for a home loan of...

Is this dip in rates a trend or just a one-time thing? Should we lock now?

What is a good Debt to Income ratio which will not cause a hit on my rat...

are 100% financing options available or realistic?

ever since the "crash", banks seem tight. I have seen one house ad in quite a few that advertise full financing, and thought this would have been available anyway. Am i wrong?

How long do you have to own a house before refinancing?

Can you tell me how long you have to own a house before you can refinance it in NY?

im a young doctor just graduating medical school and moving down to Memp...

Can I refi with LTV of 95%?

When we bought the house, the LTV was 80%, but now obviously we lost a lot of value. Can anyone help?

FHA and Divorce

My husband and I may be getting a divorce. We have been in the house for 1 year. What are the ramifications of getting a divorce with a 1 year FHA loan? What are our options if 1 of us wants to keep the...

Hello! I am currently looking to refinance a townhome worth 140K but und...

Hello! I am currently looking to refinance a townhome worth 140K but under a ARM coming up for a rate change in July. I owe more than it's worth & willing to pay the difference. But now I'm trying to se...

Refinancing Our Neg-AM loan

We bought our condo in 2006 for $530K using a neg am loan. We took out a first and second w/ no money down. Property value has declined to $448K. We currently owe approx $572K. We tried to do loan mod o...

just signed loan docs and will get the keys on Thrusday

when is it save to buy a car?

Help with getting a loan...

I have been self employed for about 1 1/2 years now. I know with fha loans or conventional loans you need 2 years of tax returns which i dont have. In 2009 i took a big hit on my taxes about -$20k. So i...