Rising foreclosure rates affecting my equity?
I have managed to keep my house in the positive. There is about 20k that I can play with if I were to refinance. I don't really need to, but I'm afraid that if I don't do it now, that I might lose the o...
Loan qualification before filing taxes on foreign earned income?
My husband and I are U.S. citizens, living in Singapore, earning an income in Singapore Dollars. We want to purchase a rental property in the U.S., have large down payment and excellent credit history. ...
Will shopping for a loan hurt my credit?
Found the condo that I want, but not sure about the loan. I know that it's best to shop around, but I don't want my credit score to be negatively impacted. What's the deal?
Does it cost to take equity out of my home?
When we decide to refinance, we want to take some equity out to add a deck and maybe a new kitchen (fingers crossed). Probably not going to do it if it ends up costing me tons of money. What should we e...
How long do I have to stay in my loan before I can refinance?
I have been in my loan for about 4 months. Rates have dropped even lower. I am always open for saving money. How soon can I refinance?
How low is too low for a loan approvable credit score?
We are first time buyers with pretty low average credit scores. The plus is that we are working. Our rent is 2300 per month and we have been living here for almost 3 years. Definitely want to buy, but f...
Should I shop outside of my credit union for a refinance?
My current loan is through my credit union. I am really considering a refinance. It's my impression that credit unions are supposed to be the ones giving out the best deals. Is this true? Anyhow, I want...
What else can we use besides a W-2?
We are trying to buy a new home and my fiance has been self employed since 10/09 but only has W-2's for 2010, he didn't file for 2009 because he was only in business for 2 mths, he is also employed by t...
Can I get a loan to buy a foreclosure?
I live in Las Vegas. So many homes are being foreclosed on. Luckily, I have never bought before and am now in a position to buy. I am not that savvy about the whole process, but want to score a great de...
When we pay off our mortgage, will we still be able to claim the interes...
When we pay off our mortgage, will we still be able to claim the interest we pay on our line of credit loan on our income tax?
When looking for a home loan should I also shop for low rate mortgage in...
My husband and I are looking for a place to buy. We both have good jobs, but we want to buy something that we can afford together. If something were to happen to either one of us, I would want our home ...
How does a person qualify for down payment assistance?
My credit is good and I have been a teacher for nearly 5 years now. I really want to buy instead of rent. However, I hear that nowadays you have to have a significant amount of money for a down payment,...
Can I really get pre-approved for a loan?
I am hoping to buy a condo soon and would like to get pre-approved. I really don't want shopping for a loan to negatively impact my credit, therefore I only want to get pre-approved, if it really means ...
Can my mother co-sign
Can my mother co-sign/ be a co-borrower if she only has an ITIN number and not a SS number?
What banks offer competitive loans for people with 90% LTV?
My current loan is a VA, and is at about 90% LTV. It is no longer my primary residence, so I don't think I can refinance as a VA. What are my options?
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