Do you do 80-10-10 loans

Not many deals like that out there anymore.. but the real questions is why?? if your looking to purchase a home with zero or little down, there are FHA programs with 3.5% down, USDA with Zero down , VA with Zero Down, HomePath with 3% down... WilliamAcres.com

we can still do them Joyce 301 915 5644

Please call a local MD mortgage broker and they will guide you in the right direction and give you all the options that apply to your situation..Good Luck

Joe is spot on...Why? Usually, the increased rate on the second eats up most of the PMI savings. Now you are stuck with two loans, two lenders, and if you ever try to do something down the road, unless the second is willing to play ball, and they rarely do, you are stuck. As an industry, we are running into thousands of folks that are being limited in their ability to refinance because the second mortgage company wants to be, or just is, stubborn. I suggest you work with a local Mortgage Banker/Broker instead of one of the big banks or national mortgage firms, which are really just bankers, too. Unlike a bank employee, who is most likely just an order taker, a Mortgage Broker/Banker is Trained, Tested and Licensed in all aspects of Mortgage Origination. He/She will have access to loan products of many lenders, not just those of one bank, and can properly guide you. But more importantly, He/She is trained to take a look at the various different options available to you and guide you into the one that makes the best sense for your situation. Don't forget to check out your selected Mortgage Originator at the National Mortgage Licensing System at www.NMLSConsumerAccess.org ~ Bert Carpenter, The LoansA2z team of NOVA Home Loans ~ NMLS 40586 ~ www.LoansA2z.com