US citizen, living overseas with foreign income, looking for mortgage in Florida, US- can i qualify?

Dear cynthia,Its not a lender who can its a program, Depending on your situation and property. I can review the program with your and see ifit is a good fit for you.Scottscott@mortgage-me.us

The Honest answer is we just don't know... ratios do have to be in line with lender guidelines, but we don't know how much income you do show... and how much home are you looking to purchase... there's just too much info missing.. If your filing US tax returns, then what ever income you show is the income that will be used... if you are moving back to the US and have a job already lined up, then once you start receiving paychecks, the lender might allow that income to considered... there's a lot of assumptions here, but there are options... contact a local mortgage broker, not a bank.. with access to numerous lenders, they can find the right loan product for your particular scenario... WilliamAcres.com

Maybe. Just because your W2 is low, doesn't mean you won't qualify. Work with a Mortgage Banker/Broker close to the area you are looking in. Make sure you go over with them the documentation you can provide that shows what your actual income is. If the law allows you to not report all of your income because you were earning it overseas, with the proper documentation, if should be able to be includable. Don't forget to check out your selected Mortgage Originator at the National Mortgage Licensing System at www.NMLSConsumerAccess.org ~ Bert Carpenter, The LoansA2z team of NOVA Home Loans ~ NMLS 40586 ~ www.LoansA2z.com