I was wondering if it would be a good idea to refinance a house down to 3.2% 15 year FRM from 4.2% 15 year FRM if I only plan on living there for 5 more years. House was bought at 610k, with 30% down si...
I have a non-Freddie/Fannie mortgage, bought the home with 20% down in 06, and now am about 20k underwater. Currently at a 6.125% rate. No financial difficulties, great credit (792), just would love to ...
I'm hearing conflicting advice from my real estate agent and my bank. here is the situation. We won a bid on a HUD home for 105,555,with 1600 for escrow. the apprasial was 104,000. The house was being o...
I've paid off 7 years of my home mortgage so far, the refinance calculators are showing how long it will take to get back the upfront costs, but what about the 7 years I'm adding to the loan? Isn't that...
I'm interested in purchasing a new home, and I qualify for an FHA loan. However, the house I wish to buy is in foreclosure, and before I start the application process I wanted to make sure that I can us...
I currently have 4 mortgages and I was wondering if there's a limit or a negative feedback effect with borrowers with multiple mortgages. I'm at 789 credit, haven't been late on any, and one is close to...
I want to refinance my mortgage, the home is valued at 275k, we still owe 44k, and have a home equity loan of 25k. Our credit is 722 and 697 for my wife and I. What kind of rate are we able to qualify f...
I currently am in bankruptcy, but I would like to lower my rate on my home mortgage by refinancing. Is this possible?
I recently divorced and part of the settlement was I get both (commercial) properties and he gets another + $75,000. The one property currently has a mortgage of 270,000 and appraised for 700,000, the s...
My current loan was originally 190,200 at 5.875 (not APR) for 30 years, this was five years ago and now currently at a balance of 160,000. If I didn't refinance, I'd pay 36,000 additional against the pr...
I'm looking to do some comparison shopping. Already have two lenders that do an IRRRL without appraisal. Just asking if anyone knows of any other lenders.
Is there a way to reduce the size of my payments considering my home has lost value since I purchased it back in 2005. I still have $510,000 outstanding on the loan, but the property which used to be va...
I purchased my home in 2006 for $254,500 at a 7.5% rate with credit in the mid-600's. House appraised for $230,00 about three months ago. I have no money to make up the difference, but is there a way to...
My current loan is $340,000 and I can refinance it down to $335,000. So far only $5k has gone towards my principal. The APR on the loan was 4.375% and I was paying $1,700 a month. Can I refinance to low...
Can I use evidence of ongoing disability to increase my income to debt ratio for refinancing a home loan?
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