Underwater, need help.

My house is underwater 50%, I owe $180,000 on it, I have no debt besides this mortgage. I'm currently in an ARM with a high interest rate, no missed payments, and excellent credit. Is it possible for me...

P & R Conforming Loans in California?

I know Wells Fargo is currently offering a conforming P & R loan for California, are there any other lenders that offer this type of loan?

Any less than 20% programs for Jumbos?

Me and my husband live in San Diego county and are in a position to afford payments on a jumbo loan. However, our current house is underwater more than $200k, we've lost the majority of the downpayment ...

Refinancing an FHA loan, have 2 FHAs

I bought a townhouse in 2003 which my father cosigned on a 30 year FHA loan. I've lived there now for about 3 years. I then met my wife in 2008 and cosigned with her on a 30 year FHA loan so she could b...

What are the stipulations on loans after bankruptcy?

It's been about two years since my house was foreclosed on and bankruptcy was discharged earlier this year. I have a solid income and can put a sizable down payment on a house. What are the rules with m...

Retiree looking for home loan

I am a retiree with a $40,000 yearly fixed income, a car payment of $217 a month, no other bills. I was forced to retire, filed bankruptcy and discharded on August 25 of 2010. My FICO is 647/679/691. Ca...

Quitclaim the best way?

In 2006 I began paying the mortgage on my mother's house. I'm now looking into buying it from her and getting a lower interest rate on the mortgage. The situation is that when I graduated college, I dec...

Main residency and rental home, refinance?

I am a main resident in my home, valued at $250,000, of which I have paid off, and a rental home, valued at $150,000 which I have a $93,000 loan at 6.375% APR. Can I mortgage out the rental home with my...

I wanted to fix my debt through refinancing my mortgage what do you think

I was recently looking to get debt relief, by refinancing my mortgage and taking the extra money into paying credit card bills. I was looking at the company called http://www.nationalrelief.com which do...

debt relief

I was recently looking to get debt relief, by refinancing my mortgage and taking the extra money into paying credit card bills. I was looking at the company called http://www.nationalrelief.com to help ...

Mortgage Debt Relief

I was recently looking to get debt relief, by refinancing my mortgage and taking the extra money into paying credit card bills. I was looking at the company called http://www.nationalrelief.com to help ...

Is it possible for us to refinance?

I am 28 years old, have terrible credit due to my stupidity when I was younger. Still have problems with my credit biting at my heals.. My wife on the other hand has decent credit 700+ high score but no...

Can I get a loan with a title for my mobile home?

I have decent credit and I own my mobile home and would like to borrow $7,500. What can of lender do I need to find if I wish to put this towards a home mortgage?

do you need to have 20% equity in your home value to qualify for refinan...

i have a mortgage and HELOC with the same CU. is it possible to refinan...

i have a morgage and HELOC, both with the same CU. the morgtage was used to purchase our house. a few years later we used the HELOC to purchase some additional property in another state. Since the HE...