I bought my first home a little over 3 yrs ago, the carpets need to be replaced and a few other things need to be done the stuff that's been here long before I puchased the house. I would like to someho...
I bought the house in 2009, for 875,000, my rate is 5.25% as a primary residence. I recently moved out of state for my job, so now I am renting the property out. I am, however, paying quite a large amou...
My chapter 7 has nothing to do with my mortgage payments, due to an accident I had trouble with my medical bills, but I have been on time for every payment in the last three years for my home. Is this p...
I am happy with the payments, but is it worthwhile to try to do another refinance at no cost? have the rates moved down enough to justify such action?
I purchased our home in 2009 and borrowed $168,000. Our home value has been estimated at $224,000. Do I stand to gain anything by refinancing now, we have a loan balance of approximately $149,000? My hu...
have 205K balance on home with no equity, Social security income, with small income over that. Can i get a reverse Mortgage?
I recently got back from a tour in Afghanistan and I am interested in a VA Loan. I understand that in some cases no down payment is required for up to $417k. I am looking at some options in the Miami/Da...
I have to live within our city limits for my line of work. We would prefer to send our sons to the schools in a neighboring suburb which is literally one block from our current home. There is a modest h...
We just bought our home in June. I talked to my lender and asked about refinancing since I heard rates are low. He told me it was possible even without 6 months of payment history.Here are the specs:Ori...
Hey everybody, I'm having issues with paying off my mortgage. I was talking with a lender regarding this, he was talking about re-amortizing my loan. What exactly does re-amortizing a loan mean, and if ...
My new mortgage company is refusing to send my monthly bill ontime.what can i do?
We have a Freddie Mac 30 year fixed loan that was last refinanced through the now defunct Countrywide and owned currently by Bank of America in Sept. of 2006. The loan has a balance of 298K at 6.5% inte...
How does being self employed affect mortgage application process and interest rates?
Pre-Qualified for Loan, 20% down, with good employment and significant cash reserves then if I lost employment, Can I still buy the Home.?
I have a mortgage on my rental (principal balance $94,552, interest rate 5.00%, VA, maturity 2018, total payment $1,830) that I want to refinance, to lower the monthly payment. I am ready to apply for...
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