Can I apply for an FHA loan after filing for bankruptcy? What are the stipulations and requirements I need to follow in order to do so?
Would a 3% 3/1 VA ARM, annual cap of 1% and a lifetime cap of 5% be better to a 4.25% FRM for 25 years in order to lower my monthly payments? I plan on keeping the home for the rest of my life.
I have 30k to put down on a $100,000 home, I make around 31k a year after taxes, but my credit is 578. Can this work?
My wife and I are interested in buying a fixer-upper in order to get a couple of acres. We don't have much saved but we can put around 15% down on a home that's valued at around 65k. My credit score is ...
I currently am in a FHA loan but was late with payments from October 2010 to March 2011. I am current since April 2011. Am I able to do a streamline or will I get denied? Is there a way if I put some ca...
I was wondering if it would be a good idea to refinance a house down to 3.2% 15 year FRM from 4.2% 15 year FRM if I only plan on living there for 5 more years. House was bought at 610k, with 30% down si...
I have a non-Freddie/Fannie mortgage, bought the home with 20% down in 06, and now am about 20k underwater. Currently at a 6.125% rate. No financial difficulties, great credit (792), just would love to ...
I'm hearing conflicting advice from my real estate agent and my bank. here is the situation. We won a bid on a HUD home for 105,555,with 1600 for escrow. the apprasial was 104,000. The house was being o...
I've paid off 7 years of my home mortgage so far, the refinance calculators are showing how long it will take to get back the upfront costs, but what about the 7 years I'm adding to the loan? Isn't that...
I'm interested in purchasing a new home, and I qualify for an FHA loan. However, the house I wish to buy is in foreclosure, and before I start the application process I wanted to make sure that I can us...
I currently have 4 mortgages and I was wondering if there's a limit or a negative feedback effect with borrowers with multiple mortgages. I'm at 789 credit, haven't been late on any, and one is close to...
I want to refinance my mortgage, the home is valued at 275k, we still owe 44k, and have a home equity loan of 25k. Our credit is 722 and 697 for my wife and I. What kind of rate are we able to qualify f...
I currently am in bankruptcy, but I would like to lower my rate on my home mortgage by refinancing. Is this possible?
I recently divorced and part of the settlement was I get both (commercial) properties and he gets another + $75,000. The one property currently has a mortgage of 270,000 and appraised for 700,000, the s...
My current loan was originally 190,200 at 5.875 (not APR) for 30 years, this was five years ago and now currently at a balance of 160,000. If I didn't refinance, I'd pay 36,000 additional against the pr...
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