800 Credit Rating - and can't buy a condo in Las Vegas?

I'm 64 - retired with SS disability and have lived in Las Vegas for 34 years. I want to buy a condo for about $70,000. I've been pre-approved for FHA by BOA and have been pre-approved for a Fannie Mae...

Commercial Mortgage with high income/debt ratio

I'm trying to buy a store that is already running business. the owner wants 170k for the land and the business. I have about 45% to put as a down payment. But the problem is I recently bought a multi fa...

Since, you have credit scores from the three major credit reporting agen...

What is a HELOC?

How does a HELOC work? I inherited a home and have heard this term tossed around a lot when I ask about trying to get money out of the house. The house is paid in full and I just wanted to see what exac...

Can I get cash out on a refinance to help with credit card debt?

I have decent credit (730), and I'm currently in the process to refinance a mortgage to a lower rate. Now I don't remember if my lender touched on this or I heard it elsewhere, but can I ask for money o...

Unaffordable mortgage payments, need help

I cannot afford my monthly payments anymore, I have a 300,000 mortgage with 280,000 left on it. The house was worth 350k when I bought it, now worth 245k. I know I can't refinance because of LTV limits,...

Should I refinance into a 15 year or 30 year?

My current home mortgage is a 30 year FRM at 5.5%, I've paid off close to 40% of the loan (was 400k, now 240k), and I was wondering if I should refinance into a 15 year to pay off the loan faster, or ke...

I'm looking to get qualified for a stated income loan in Nevada (using o...

Our household income is over $170,000 annually, but the mortgage would be in my name only.

When can I take advantage of the new government refinance program?

I've been wondering about the new government program that I read about, specifically CoreLogic. When does this no limit refinance program begin and which brokers can offer it?

What kind of credit do I need to get a mortgage?

Hi all, recently just got the job of my dreams after being a bartender for a decade and my 6 year old and I want to move out of our apartment and into a home. Seeing as I'm a single mother and I'm getti...

i need a home equity a second chance loan after chap. 7 bankrupty how l...

Reverse mortgage

I have a mother who is living in a home by herself, my father just passed this year. Now the home has been paid in full and my mother's structured income and retirement plan has been helping her so far,...

FHA Refi of Mortgage under a Loan Mod, Wells Fargo

How long should it take for a Net Tangible Benefit to borrower to be approved for the Refi of a mortgage that is currently under a Loan Mod? The issue they were having was the Loan Mod itself, saving at...

Straight out of college looking for a home.

So I finished college this June, I got a great job making 60k a year plus commission, and I'm looking for a new home. I really don't know where to begin. I know credit will be a factor, but all I've had...

Can my wife's bad credit hurt our mortgage rates?

My wife's credit is not the best, and we're looking to get our first home together after renting an apartment for years. Does she have to be on the mortgage, and if so will that affect our rates? My cre...