I currently have an FHA loan with a housing ratio of 47.34%. Is there a way to make this work without having to change anything on the loan? In the past, I applied savings for retirement 401k. Will thi...
I plan to get a conventional loan to buy a single family home. I worked part time for 2 years and left the job into a 1099 position doing the same thing. Does the W2 part time job doing the exact same...
I own a cleaning business since this was in demand during the pandemic. Being self employed, would this hurt my chances of getting a loan? I've been renting for the past 20 years and I believe it's time...
With interest rates this high, is it ideal to get a loan or do I wait until rates go low? There's a studio unit that's available and the owner is leaving soon. He's giving me a great deal and I can't wa...
I have a question about a situation with an FHA borrower. The borrower is moving less than 100 miles from their current primary residence which they own outright. Their home is a three unit family home ...
I own a primary home and I've been living in it for over 2 and a half years. I have a conventional loan on this property. My mom wants to buy a new primary home as she sells her mobile home. To help her...
I am on W2 status for the past 11 years and my wife recently changed to 1099 a year ago. Despite the change my wife still receives the same monthly salary as before. We both have a credit score of 800 a...
I am eyeing a home in Florida worth $19M in a desirable subdivision. Am wondering if FHA lenders will allow closing costs to be rolled into the mortgage? My credit score is 640 so I am leaning toward...
I think I am getting closer to buying a home but I'm still on the fence. My score is 620 and credit is under repair. I have a lower payment on my student loans and my salary is quite low. I am looking ...
Working as a computer analyst now and I plan to switch to a career in sales. If I pursue this do I still need two years at the same company? What if I change companies but have the same income? I'm al...
I have a property under contract which is a dorm style apartment with 15 bedrooms and 10 bathrooms including shared space for cooking and dining. I'm having a hard time financing and I want to know if i...
Hi, I live in LA and I am excited to apply for my first mortgage. I have plenty of questions like what are the requirements and documents I need to submit? How about the current interest rates and the f...
I am a W2 employee but I also started a self employment gig during the pandemic. When things went back to normal my income on the business went down significantly. I have 2 years worth of income on my s...
I am a lender and my information on here is incorrect. How do I contact someone to update?
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