I need inputs on a situation involving an FHA borrower

I have a question about a situation with an FHA borrower. The borrower is moving less than 100 miles from their current primary residence which they own outright. Their home is a three unit family home and they have always rented out units 2 and 3. With the new FHA purchase, can they use the rents from units 2 and 3 to qualify? Some say that the FHA won't allow rental income from the unit they are departing or any rent if they are leaving a single family home as they aren't moving anywhere near the 100 mile threshold. On the other hand, the two units have always been investment units for the past 10 years. Any thoughts? by Jay Peters from Owosso, Michigan. Feb 13th 2023 Reply