Construction loan and existing mortgage.
We want to build a new home on our property. The existing home on our property is our primary residence and we have a mortgage on this house. This current home doesn't have a basement and it cannot be l...
When to apply for a VA loan
My husband is active duty USMC and maybe medical retired at some point this year. We are waiting on the med board decision. He would be out of the service as of August 2012 if he is not discharged medic...
How fast can we expect to close?
If we have already found the property and have all of our docs in place, can we expect to close a purchase loan in less than a month? Can we be in our new home by March 1. I have heard that lenders ar...
Looking for a lender
Corporation has owner occupied Commercial Bldg in southeast Houston 77011 . No mortgage on bldg at present Looking for a mortgage of approx 100k to be used for upgrading equipment and purchasing inv...
Looking for a lender
Corporation has owner occupied Commercial Bldg in southeast Houston 77011 . No mortgage on bldg at present Looking for a mortgage of approx 100k to be used for upgrading equipment and purchasing inv...
Why cant I have 2 conventional loans?
I have a conventional loan I'm attempting to relocate and obtain a new owner occupied home. I was told i couldn't have another conventional loan. Why is that? All of the places I can afford within the n...
Bankruptcy of husband, our divorce and our house mortgage
My husband is filing bankruptcy, and we have also filed for divorce. He is giving me the house to keep for me and the kids through the divorce. Is our house protected from his creditos? Or should I r...
Second Mortgage or Home Equity Loan Info
I am looking into a 2nd mortgage on my home in Texas. The loan is to pay off higher interest credit cards, approx amount is $23,000.My home is worth 115,000 I owe 50,000. The house is up for sale since ...
What proof do I need to show IRS that I am responsible for making mortga...
My husband and I purchased a home in 2005. His name was on the loan as my credit at the time wasn't what it is now. He died unexpectedly in 2006, intestate, and I was left making the mortgage payments....
multi-family or 2 condos?
my niece and I want to purchase a multi-family property together, but we are having a difficulty time finding the right property. Can we do the same thing if we want to purchase two condo together. What...
How many percentage points should lower your rate be for a refinance to ...
I was just wondering how little or much would make sense in terms of just the rate? Does 1/2 a point make sense?
What are requirements for HARP 2?
Only to be current with mortgage for the last 6 months? There is no LTV requirements? How far can we be upside down? We bought our house in 2005 at the peak, I think we are $150K upside down, but no ...
Can I get a mortgage after starting a new job?
I have been employed at my current job for 4 years. I just graduated a month ago with an Associates in IT/Networking and now have the opportunity to start a new job with double the income. The new job...
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