Underwater 1st home - Buying another

Our current home in socal is 200k underwater. Family has grown and we need a larger home. We plan to buy another home as primary residence, in pretty much same community we live in as the schools are ph...

Revealig my assets

When and if I apply for a loan, is it necessary or required to disclose all your asset or just enough to cover downpayment + closing cost. Let's say if I have savings/cd accounts with multiple banks, ...

OK to use Home Equity credit line for down payment?

I've got about $3k in equity in my current house. Instead of a mortgage, I have a Home Equity Line of Credit, with roughly $160k available for withdrawal. I'd like to move to a new place. My plan would ...

Pre-Approval without a hard hit?

Hi,Where can I get a pre approval letter without a hard hit on my credit? I have attempted to get a pre approval via my bank, but notice that my credit score decreased after the bank pull. I lost around...

How Many Mortgages Can I Carry?

I currently have 4 mortgages. Does anyone know how many more mortgages I can carry? Any specific lenders or mortgages folks who have experience with this?

CAN I STILL QIULIFY FOR FIRST TIME HOME BUYER EVEN IF IT IS A RENT TO OWN

1st & 2nd - no equity

Do not qualify for HARP because LTV is too high and do not want to be late and try to qualify for HAMP. Freddi Mac owned and mortgage companies will not combine the 2 for the same reason (or refi the 2...

Options for 1st & 2nd & no equity

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does any lending agency offer a 7/1 arm based on 15 years

Rates in California?

a mortgage calculator has a default rate of 4.5%. Shouldn't it be higher?My fico score is pretty great, and I'm trying to guess what my rate might be today. I got quoted around 5% a few months ago for a...

Applying for a mortgage through credit union

If I apply for a mortgage at the credit union where I do my primary banking, can their loan application people look at my banking history with them, or only at the documents I submit with my application...

Can I get a 40 Year Mortgages in MA

We're having trouble getting approved for the amount we want based on my wife's salary being about 25% commission and her not having been at this job for over 2 years. With her commission we would quali...

Who offers non-Fannie Mae loans?

We are under contract for a condo built in 1999, which has 3 ground floor commercial units below 13 residential units. We are having a hard time finding a lender who will underwrite the loan because the...

I want FHA203K in rural Oklahoma, can any lender qualify if already 203K...

Purchasing a 4 plex, two seperate structures (so, two Duplexes side by side). My residence will be one of the units. FICO is 687 and I have steady income that more than meets the Note on a 104K sale. Un...

Refinancing investment properties

My relative has a few investment properties they own out right. They wanted to do cash-out refinance to invest in more properties but the bank told them they can't refinance investment properties at thi...