If I pay my truck off will that boost my credit score more or effect my ...
Back in November I went to my local bank 5/3 to get preapproved just to see for how much I would be working with and if I would even get preapproved. Well I got preapproved for 100,000 and had a 669 cre...
Anti steering
Does the 3 loan options have to be disclosed in writing and signed by the borrower or can it be verbal?
Need to find a home mortgage loan with a small business already in the h...
We are currently renting a home from my parents. We want to purchase the home, but are running into trouble because I own and opperate an in home child care within the house. We have great credit scor...
Refinancing
My husband refinanced our house without my knowledge, my name is on the deed also. Is it legal for him to do this without my signature?
Which MN lenders are participating in HARP 2.0?
Which MN lenders are participating in HARP 2.0?
Am I better off waiting for HARP 3.0?
I have a couple of questions about HARP 2.0 Guidelines, hopefully someone can answer for me.I'm currently in the process for a refinance through my current lender, Wells Fargo, but my LTV % came back mu...
My German company is expanding Business to US and I want a House...
I'm a US citizen working for a german firm, no US taxes... my income in the States with US Taxes will be $1800.- and $3600.- 1.) My german social security will be payed out in full after a 24 mth waitin...
BOA Harp 2.0 was not what I was looking for..Can anyone else out there h...
Hi everyone,I called BOA yesterday to apply for the HARP 2 Program.1. I was told they cannot remove my husband who doesn't live with me because they don't do that. Eventhough, HARP2 states you can do it...
HARP 2.0 - If I refi will I have to carry PMI & what is avg cost of PMI?
Howdy,It appears the wife and I will be eligible for HARP 2.0 but was wondering if we would have to carry PMI and what typically costs?Just some quick details:Current home value approx $230 - 240KBalanc...
Can I refinance under the harp program if my fico is in the 500 range?
Can I refinance under the harp program if my fico is in the 500 range?
Do all banks have to participate in HARP?
Do all banks have to participate in HARP?I have a loan with Flagstar, backed by Freddie Mac, but can't find anything other than hardship modification on their website.My current rate is 6%, investment, ...
1 Year worth of W-2
I am trying to mortgage for a $98,000 house that needs a little work. My income is $41k and I have a credit score of around 650. I have only been at my job for a year. Side note Me and my grandma just ...
Bad credit
I have a 595 credit score, my husband has low 600's. Is there any mortgage purchase money options for us?
Are HARP 2 interest rates the same as if someone is buying a home with a...
Are HARP 2 interest rates the same as if someone is buying a home with a 20% down payment?
Worked overseas for 4 years until Aug 2011
My husband and I worked at a foreign university from 2007-2011. We moved back to the US in August 2011 and are working at local universities now. We do not have US income on our 1040s for the time we wo...
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