Hi all - I have a question that I haven't been able to answer through the usual google searches, etc. We are looking at buying a house in the Seattle area, and we have cash on hand to pay 10% down...We ...
We're looking to purchase a home in northern CA in the $800,000 range. What are lenders requiring for down payments? We can scrape together a 15% down payment now. We have credit scores in the 740 range.
Is it possible to qualify for a loan with a credit score of 595? Had trouble in recent past but paid off all collection accounts in 4/10. Still trying to get some bureaus to reflect paid off dates. Have...
I'm buying a new construction home and am currently renting on a month-to-month lease. It is near complete, and I have the ability to select my closing date. Are there any advantages to an early, mid,...
With a Credit Score of 765 (came from Experian) and a Debt-to-Income ratio of 35% (came from TransUnion), I'm wondering if it's worth paying off the credit cards ($6,000) before trying to get a home loa...
We're finding it difficult to find a single family home in our desired Chicago, IL neighborhood that falls into a comfortable price range, so we're considering financing a condo that we love, but which ...
My wife bought a home prior to our marriage and the mortgage is in her name only. I am a vet and able to use a VA loan to secure a home and have enough income on my own to qualify. We currently live in...
My assets are valued approx $1m+, current liabilities approx 500k. Primary residence valued approx $180k, mortgage balance $131k. I got laid off in Q4 2009 and have chosen to stay self employed. In ...
I am a landlord with several rental properties and my DTI is high, 47%. I am trying to refinance my primary residence from a private mortgage and I have at least 20% equity in the home. The loan amoun...
I currently have 4 mortgages. Does anyone know how many more mortgages I can carry?Any specific lenders or mortgages folks who have experience with this?
My mother had a reverse mortgage on her home. She passed away. The home is in foreclosure now. Can an heir occupy home and stop foreclosure?
My husband and I did a short sale on our home 15 months ago on an FHA loan, because we were stationed over seas for three years it became to hard to hold onto the home. We would like to purchase another...
Ask our community a question.