How do I remove myself from a loan I co-signed?
I am trying to get off of a mortgage loan that I co-signed for my father. Is going through qualified assuptions the first thing I should try to do?
FHA Mortgage Questions
I am about to sell my condo. Due to purchasing it about 7 years ago at the height of the market I will be cleaning out my savings account just to come to closing. In the past few years the wife and I bo...
Want a VA loan, but delayed by robosigning......what to do?
Question about "robosigning" (Non VA-loan ((GMAC)).We had a house go through the foreclosure process and all the way to sheriff sale when the judgment of foreclosure was "vacated" due to the robosigning...
On the mortgage, not on deed. We need to purchase?
Nearly 5 years ago, my father in law had a mortgage on his home through bank one. He wanted to sell. My husband and I wanted to buy as this was his childhood home, none of us in good credit standing. We...
Honesdale, PA - May 15th 2012
8 answers
- Latest answer by
Patrick Cashman MNLS# 215938
May 16th 2012
Credit Question when it comes to mortgages?
i was just wondering my credit is between 620-630 right now. and i am a first time home buyer. what are the chances of me getting a mortgage loan and how much do you think i would be approved for so i c...
Question about HARP 2
I see the guidelines of HARP 2.0 Eligibility & Qualifications on Lender411 site. If I have one is fail, could I qualify this program? Do I want to find the same bank to do this program or not? If so, do...
Can I take out a bigger mortgage loan than house is worth for repairs?
We are buying our first home and were approved for a conventional loan of 130k. We are looking at a fixer upper house in an extremely nice neighborhood where most houses sell for 170k but this house is ...
My father passed away two years ago leaving me his house.
I contacted the mortgage company a week after he passed. My question is since the mortgage is only in my dad's name and not mine .I don't have the credit to get it in my name. Am I responsable to the mo...
How can I refinance a 20 year underwater mortgage with LPMI into a 30 ye...
I have a (Freddie Mac) 20 year mortgage (10 years owing) and a terminally ill spouse. I just want to refinance under HARP 2.0 to protect the roof over my head when my husband passes. I have called Cit...
Foreclosure, Deed In Lieu or Loan Restructure?
I became disabled from a motorcycle accident and fell behind in my payments and stopped paying my mortgage. I requested to do a short sale, the property was listed for 6 months and I then requested to d...
Need help to refinance after completed Chapter 13 Bankruptcy
I am having a hard time finding someone who can help refinance my home. I filed a Chapter 13 bankruptcy in 2007 and finished paying it off 100% in 2011. My currently mortgage is @ 5.75% and I have a sma...
How do lenders pick which credit score to go with when 2 people are appl...
My husband and I will be looking to purchase a home at the end of this year or early next year. We are working to boost our credit scores so that we can (hopefully) qualify for a mortgage. We are both...
Why are such high credit scores required??
Why is it that lenders will not go below 640, when FHA it's self goes down to 500 for a 203k mortgage. Leaves people like me in the dust, while working our tails off to get some where.if it wasn't for ...
Upgrading my home, whats the best investment route?
Let's say for example, you're living in a house worth about 180k with zero owing on the mortgage. You have zero debt. You want to take on a new mortgage and move to a house that's about 400k. We can get...
Can I round my loan request up to be safe on closing costs?
I need to borrow approximately $15,000 to $17,000 for closing, etc. Am I able to round up the loan request to say $20,000 to be safe and put back any extra right away or will TSP think if I only end up ...
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