Should I even try??
I have been renting for several years, and am kind of tired of paying into a bottomless pit. Over the past few years my credit score has become normal (692) and any past black marks on my credit report...
Can we qualify for a mortgage in PA?
We have credit scores of 566 and 572 with a family of 3. We are Poking at purchasing a home for 165,000 in PA. Our scores are low due to a BK in 2003, and turning the keys back over to a lender in 200...
10YR term for Refi
Want to refi at a 3.25 max rate, without increasing loan term beyond 10yrs to lower current pmts and most likely impound taxes and insurance not currently impounded. The current mtg has been paid AA for...
How to get enough mortgage loan money to do improvments when buying??
My inlaws want to downsize their home, so my husband and I want to purchase their home while they purchase our smaller home. How do we get a loan that will cover the home purchase plus renovations?
Purchase price significantly lower than mortgage?
I would like to purchase a condo that is in foreclosure for about $34,900. Estimated market value is $68,800. My mortgage lender is working on getting me pre-approval for up to $100-110,000. Now the rea...
Looking into a Harp loan in Florida. Origination fee seems high.
Just got may application package for a Harp loan. Loan amount is just under $200,000. Origination fee is 3.5% plus $325. Seems awfully high. Processing fee $1300-ish. Are these fees in the normal r...
Is there a way to refinance my non-HARP eligible investment property?
I bought a home in North Carolina in 2007. After 2 years, I moved but kept the home as an investment property. I put 20% down at purchase, but since then the value of the property has fallen. I need ...
Streamline FHA Loand
In a streamline FHA refinace loan do i need to pay a 5 month insurance and county taxes to the lender.
what do we have to provide for probate?
my father in law died and he didnt have a will but the executor is allowing the home to go to us. How do we get prepared as far as the mortgage goes?
Need a Loan for home repairs with credit score in the 600's
My home is currently paid off and I need to do some home repairs. My current bank would not give me a loan due to credit score. Is it possible to get a home equity loan with this credit score?
How soon after purchasing my home with a balloon mortgage, can i sell it...
How soon after purchasing my home with a balloon mortgage, can i sell it or refinance?
Can I refinance my mortgage with 625 credit?
I know that 625 credit score is not the greatest, I am stuck where I can't really make any moves to help repair it because my mortgage payment is too high and I need a little extra space for my monthly ...
I want to refinance my US investment property as a US citizen living abr...
HiMy wife and I want to refinance our 2-unit multifamily property located in Malden, MA. Our goal is to lower our current P+I by 600 USD/month (+/- 20 USD) from the current P+I of 1,993 USD/month [5.5% ...
USDA Guaranteed loan program
Can the house be too nice to qualify?I was just researching USDA qualificaitons and came across info saying the house can't be too nice. What does this mean? If the house is within the approved mortgage...
How do I get a 2nd mortgage loan for a vacation home
I want to buy a 2nd home for vacations for my family in Colorado. We visit several times a year and I feel that it would be less expensive to just purchase a 2nd home there. I have good credit at 695 an...
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