is 620 fico the lowest possible for a good rate?

If so, how much do the rates increase for lower credit scores. For example what if my score is below 600?

Can I refinance after Bankruptcy?

I filed bankruptcy bank in Feb 2010 and "supposedly" re-affirned" my home. However, papers weren't signed, so all the payments I have made since them have not been "helping" my credit score. I make $...

Would we qualify for a new construction loan?

My husband and I have a combined annual income of $148,000. My credit score is 657 and his is 678. We are interested in building a house on our land that will cost about $225,000. We have $20,000 to ...

Unemployed,current on mortgage. we want to re-fi.

my husband and i are now both unemployed. we are current on our 15 year - $2,500 a month mortgage. we want to re-fi. our current lender and 3 other banks would not help us last year when one of us had a...

Construction loan and existing mortgage.

We want to build a new home on our property. The existing home on our property is our primary residence and we have a mortgage on this house. This current home doesn't have a basement and it cannot be l...

When to apply for a VA loan

My husband is active duty USMC and maybe medical retired at some point this year. We are waiting on the med board decision. He would be out of the service as of August 2012 if he is not discharged medic...

How fast can we expect to close?

If we have already found the property and have all of our docs in place, can we expect to close a purchase loan in less than a month? Can we be in our new home by March 1. I have heard that lenders ar...

Looking for a lender

Corporation has owner occupied Commercial Bldg in southeast Houston 77011 . No mortgage on bldg at present Looking for a mortgage of approx 100k to be used for upgrading equipment and purchasing inv...

Looking for a lender

Corporation has owner occupied Commercial Bldg in southeast Houston 77011 . No mortgage on bldg at present Looking for a mortgage of approx 100k to be used for upgrading equipment and purchasing inv...

I have a loan on a condo, in good standing, that I purchased as a single...

Why cant I have 2 conventional loans?

I have a conventional loan I'm attempting to relocate and obtain a new owner occupied home. I was told i couldn't have another conventional loan. Why is that? All of the places I can afford within the n...

Bankruptcy of husband, our divorce and our house mortgage

My husband is filing bankruptcy, and we have also filed for divorce. He is giving me the house to keep for me and the kids through the divorce. Is our house protected from his creditos? Or should I r...

Second Mortgage or Home Equity Loan Info

I am looking into a 2nd mortgage on my home in Texas. The loan is to pay off higher interest credit cards, approx amount is $23,000.My home is worth 115,000 I owe 50,000. The house is up for sale since ...

What proof do I need to show IRS that I am responsible for making mortga...

My husband and I purchased a home in 2005. His name was on the loan as my credit at the time wasn't what it is now. He died unexpectedly in 2006, intestate, and I was left making the mortgage payments....

Hi my name is Lisa and I live in GA. I want to buy a home for my family....