What is the first step? FInd the home to buy or pre-qualify for the loa...

We are thinking to stop renting. My husband and I never had our own home. Can anybody help with the process? We have fair credit, but steady income.

FHA or conventional

I recently made an offer on a home and the offer was accepted the contracts were drawn up and executed. I have 30 days to obtain financing I want to go FHA but the broker I'm dealing with tells me my sc...

Any hope for a no money down loan?

I have been employed by the DOJ for over 25 years and have been paying $1200 rent for three years now. My credit is good, 700-725 range, and I am coming off a deed in lieu in 11/10. Our current savings ...

what do lenders care about besides credit

my balloon mortgage is almost due. need to figure out what to do next.

I inherited a Malibu vacation home from my aunt, but she had a reverse m...

I already own several properties in NY but I don't have any experience refinancing or getting a new mortgage after a reverse mortgage. I'm confused about the process and financial implications. If someo...

can a person with a felony get a commercial loan

So if I buy a home that needs renovations would I take out an FHA 203k l...

I just didn't know if I would take that out as my loan as opposed to a regular loan or a regular FHA loan.

FHA 3 year waiting period after foreclosure

I read the article regarding the possible elimination of this rule. Any new information on this? My credit is perfect, but my wife has a foreclosure (although perfect otherwise - had to do with a mass...

could you get a va loan for a greater amount then the house say to pay o...

Veteran with credit score of 580

Just got married and have bad credit but my wife has good credit. What ...

My wife and I want to buy a home together but I have bad credit and she has good credit. Will lenders take an average of our two scores or will they look at the lowest score? Is there any way my score...

Can I get a jumbo loan with no down payment?

I'm to have a so call appointment with a so called Relationship Manager ...

ager is. This is all about the letter I received last week about a Foreclosure. I'm current all payments haven't been late in almost 2yrs. What type of questions should I ask. This letter came from thei...

How can I purchase a home with low down payment for my son who does not ...

Is there any benefit to PMI?