How can I get my credit score from 540 to 620 in 12 months

I'm looking for purchase a new home within the next year and my current credit score is 540, I would like to get it to 620 before I start looking for a home. What is the best way to go about in getting ...

Do I have to pay more for fha mortgage insurance on a new condo in NYC?

My FHA loan lender is insisting I pay 1.75 % of loan amount as upfront insurance (this is a condominium in NYC) in addition is asking me to pay 0.05% of loan amount / month for minimum 5 years for mortg...

What can my husband do to keep his house after our divorce?

Hello,My husband and I are getting a divorce and our home has a 1st and 2nd mortgage. The first amount is what the house is appraised at today, and the second mortgage is for the additional amount that ...

Is my 401k protected when a deficiency judgement is obtained?

Are 401K, IRA and SEP protected when a deficiency judgment is obtained? Can the mortgage company take the money that I have in these retirements funds or place a lien on them?

If i sell the house i purchased within 3 years do i have to pay back the...

Hello everyone, I'm looking to sell my current home and I've heard from a few people that I would have to pay back the 8k tax credit? Is there a way around it?

My current credit score is 618, will a lender still help me with a fha l...

My credit score is 618 and I'm looking at purchasing a home, will any lenders work with me on a fha loan with my credit score below 620?

Is there a Ladybird deed available in minnesota and how does it work?

Is the Ladybird deed available in Minnesota?? I was told that the house my mom owns will be taken away in the event of her passing. We're trying to rent it from her and put the money towards the copay a...

I am currently 72 years old and I live in a house with my son. He makes...

It is possible to get a reverse mortgage?

Do you have to get an appraisal to get a loan modification?

What is the best 30 year fixed rate on 350K loan? Give it to me straigh...

I am currently at the tail end of my divorce. I was under the impression...

Now I find I am totally responsible for both the existing loan, my personal expenses and paying him 150,000. I have been looking for a loan to reach that goal, but my net income does not allow me to be ...

What's the maximum these days in terms of equity needed in the house for...

Can we even get close to 100% refinance any more? I used to have more than 20%equity but nomore. Can someone shed some light on ths?

What is a conforming jumbo - had never heard of that before. Can someon...

When i refinanced in early 2000, my loan was a jumbo becuase it was not conforming. I thought they were mutually exclusive. What is going on? Now they tell me my loan is conforming jumbo?

Am I able to sell our home or do I need my husbands permission?

My husband and I have a house together, however the house is in my name and the mortgage is in both names. Am I able to sell our home or do I need his permission.

What are the legal rights to joint mortgages?

If two people are the mortgage holders on a residential property, are both parties legally responsible for fulfilling the mortgage? Here is the situation:Myself and a boyfriend purchased a home.The boyf...