Why?!

Good answer by Brian as to why and you should definitely take advantage of the rates if you have a need to do so. Refinancing is not always the best move for everyone so make sure you run the numbers and see if it's a financially sound move. Make sure you check the rates offered for San Diego here on Lender 411.

Definitely take advantage of the low rates now and LOCK yourself in to a great opportunity. We are direct lenders licensed in all 50 states and I would love to provide you with a FREE quote.

Rates are low due to the volitility in the stock market. The Dow Jones has dropped from a recent high in the mid 11,000 range to 9924 today. Investors have pulled out of their positions in the stock market and have allocated funds into treasuries. When there is large treasury buying the yield drops and therefore so do mortgage rates. It's tough to say what will continue but if you can reduce your rate buy 1% I would say go for it. Please give me a call (Brian) at 602-688-1339 and I can run a few scenerios for you at no cost or obligation to see how much money you would save.

Why is grass green and does it really matter? The fact is they are still at historic lows. This may continue throughout the year. What probably will change is guidelines, as we've seen in the past two years. All, becoming more stringent.Tis is surely the time to explore the possibility of a refinance. .... Happy funding, Rudi