If my co signer/borrower is married does the spouse have to be added to ...

I recently applied for a fha loan, and i found out that i need a co signer co borrower to help me to qualify, does it matter if the co signer/borrwer is married or not and yes it is a relative of mine??...

Another question for the group

I know/understand that my situation will make me take a higher interest rate and all. But my question is this, how many down payment assistance programs is one allowed to use when getting a home loan? A...

We live in Helendale CA. We want a one-time close construction loan. C...

We have excellent credit. We make about $90,000.00 a year. We are in the process of paying cash for property in Helendale for $38,900.00. The house we want to build will cost about $160.000.00. Are...

I received an inheretance of 60,000. What would happen if I use it to p...

Hi,I recently received an inheretence of $60,000. I owe $291,000 on my current home.If I decide to take the $60 K and put it into my mortgage, does that automatically reduce my monthly payment? I like...

Needing to get a loan for our first home UPDATE!!!!

Well here is an update, I was talking with PNC mortgage and when they ran my score it turned out I was at a 541!!!!! So they told me to piss off. Now I did get copies of my report and there are many thi...

I am trying to get a loan modification on my FHA mortgage. At the sugges...

What exactly is it LIBOR can one of you fine lenders shed some light on?

Do I qualify for a first time home buyer loan?

My wife is on a deed, and a fha loan. I have never been on a deed or loan for a house of any sort. Would I(we) qualify for first time home buyer if we did everything in my name?? Does it matter what sta...

Is the $8000 tax credit good for bank-owned homes too?

Happy new year everybody! We are looking to buy a bank-owned home which has come down in price, may the $8000 first time tax credit also apply to that? We have good credit and are going to buy within ...

I keep being told that a HELOC is an excellent way to rebuild credit aft...

FHA Mortgage Stipulations

I want to either rent or do a land contract for my home. We have found another house that we are interesetd in. My current mortgage for this house is FHA. Is there any stipulations under FHA guidelines ...

Is this mortgage term too good to be true?

As the rate was about to increase today, Countrywide offered to fix the rate at 4.75% without my commitment to go with them. This was in addition to a credit of $3000 towards the closing cost, and an as...

Should I finance through a broker?

Hi guys, Just wondering what advice/info you guys have for getting financing. I plan on putting the full 20% down and I plan on getting a 30 year fixed rate loan. Should I try to get financing on my own...

Buying into a seller's 1031 exchange

As a buyer, what is the 411 on cooperating with a seller's 1031 exchange? How long does that take?

Can anyone tell me whether a fixed-rate 30-year mortgage with a cash-flo...

I am interested in obtaining a fixed-rate 30 year mortgage, but with "option" features. Most of the time, such "option" loans are "Option ARM" (adjustable rate). I'm looking for such a loan, but with ...