Refinance Options?

My debt to income ratio is high, so without additional income, I will not qualify.My husband has poor credit so it's not an option for him to be on the loan. However, he currently pays for our current mortgage which is over $1700 a month.Is it possible for me to use this money each month to apply toward a mortgage payment if his name is not on the loan?I thought about opening a bank account for myself and have him deposit this money each month if it is legal. by stacyburgges938 from Los Angeles, California. Oct 8th 2010 Reply