Any option on how to pull out equity out of an investment property? The rental is tenant occupied and the rate is 3.375%. Cash out refinance is out of the question since I have a great rate. The majorit...
I have come across an amazing property in an excellent location but I’m having trouble with financing. It has 3 rundown houses with 2 bedrooms and 1 bath each unit. The price is set at $350k and after...
Is there a lender who would accept credit scores of 617, 558, 558? I have 8 negatives on 10 hard inquiries with 6 solid positives.
I’m having a hard time refinancing since my single family unit is under $100k. The majority of banks all have minimums of $125k. I’m investing in a location that rents well but the values are not me...
I am a college student and the house we are trying to buy if a little ways away from my school. I am planning to buy it with FHA with my dad as a co-buyer. Is it possible to still live in the town where...
I have been self employed for 6 years and last year I made 60k 1099 from a nail salon. Can I qualify for a loan with the $60k alone?
I just got denied for a reverse mortgage because the borrower was not on the title. The home is owner occupied and I have lived here all my life. I want to remove my parents from the loan, is buying out...
I got approval for an FHA loan with property value at $2.3M. The loan was for $650k and the property is 32 acres. On final clearing the loan was denied since the property is too large for both an FHA an...
I just went through a divorce and would like to remove my name from a mortgage? I still live in the home while my husband moved out and left the state. Am I liable to pay even if my husband no longer wa...
I have a small business loan under my business name. The loan is not in my credit but it shows a hard inquiry from a lender offering a loan. Does this debt count in my DTI when buying a primary home?
I have worked in the same industry for 2 years. 1 year as a 1099 employee and 1 year as a W2 employee, is this enough to qualify for a loan?
I want to know how HELOC loans work? Do you need an appraisal to get the current value of your home? We bought our home for close to $400k. Mortgage is currently at $337k and appraisal is $370k. How muc...
I am single in my 20s and wanting to buy a home preferably a fixer upper that I can make a profit on once done with renovations. I saved around $30k to put down but my income is not so good. I tried app...
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