Looking for a construction loan on a custom home

I am building a custom home in the FL area and we’re looking for a lender that can help with self-employed construction loans. We’ve been trying to find the best loan product but have not had much s...

Taking over a loan from someone else

We are taking over someone else's mortgage and we want to know the right process. Do I need to contact the lender and make the arrangements directly with them? What are the chances we'll get the same ra...

Trying to use a VA loan for a condo

Hi, my husband and I are currently negotiating a contract on our condo and the buyer will use a VA loan. We were told that our condo building is FHA approved but it’s not VA approved. His lender told ...

Looking for government grants that could help us buy our first home

I want to buy my first house. The house I’m interested in is only $100k. My wife and I make about $55k a year right now. Are there any government programs or government grants that will help us buy ou...

How can I increase my chances of approval for a loan?

This is my first time buying a home and I’d like to know what increases the chances of getting approved for a conventional loan? I’ve read that Income, Assets, Credit, and Debt are the foundations t...

Can I switch lenders since current one isn't communicating with me?

I am purchasing my first home which is a manufactured home that sits on land property. I am dealing with a not-so-great lender who has not been communicating with me. Locked in at 5.5% for a 30-year loa...

Trying to get a home improvement loan but my employer won't help with th...

I bought a gorgeous little bungalow that needs a little rehab. I left a little money for the repairs but it looks like I’m gonna need more. Am I correct in assuming that I won’t be able to get a hom...

Are hard money loans any good for rehab?

Bought property in Davenport, Iowa last April 2022 for $20,000. I am rehabbing the place and I need funds because I didn’t expect it to cost $50k all in all. What are my options? Are hard money lender...

Can I find out how much home I can afford based on my salary?

I am planning on buying a home in the downtown Dallas area. I have great credit scores and only a car payment monthly on my credit reports. How much of a loan can I get with my $120k a year salary? I ha...

lender has not provided finial closing cost by night before closing

How can I get released from the previous FHA loan? We didn't sign closin...

My husband and I found our dream house in Tennessee. We sold our house in Florida and when we landed in Tennessee we knew the house was not as discussed with the realtor and we ended up not signing the ...

I have 2 mortgages and one of my homes got foreclosed

My house in Georgia was foreclosed a year ago. I had 2 mortgages with the same bank. After my house was foreclosed, the bank didn’t give me anything for the entire year. Now the 2nd mortgage started s...

Can I take my mortgage elsewhere to get a better rate?

I am not closing until July 27, which is way longer than I expected. My lock expired on July 10 but current rates are lower than what I locked at. My loan officer told me I will get worst case pricing o...

Need help regarding mortgages for condos

I have a question concerning mortgages on condominiums. My property is listed as a “condo” and I own half of the property while the other half belongs to my neighbor. We have a condominium associati...

Is my loan officer correct regarding mortgage insurance payment duration?

Me and my husband are purchasing a home with an FHA loan and we’re putting 20% down. My loan officer told us that we still need to pay mortgage insurance for at least 5 years. Is my loan officer right?