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Trying to defer a mortgage payment

I’m trying to defer 1 mortgage payment while having 6 years of on-time payments. My lender is giving me a hard time with this. Should I give up or continue with my request? Are there any consequences if I push through with this? I didn’t realize that the process is this cumbersome. by lonnie283 from Arlington, Arizona. Nov 25th 2022 Reply


John Burke (jburke)
#27 ranked lender in Texas - 321 contributions

If the lender does not approve it and you make your payment 30+ days after it was due, the lender can report your late payment to the credit bureaus which will drop your scores.| John Burke | Senior Mortgage Banker | Lending in ALL 50 states |Stride Bank | jburke@stridebank.com | (877)228-9069 | NMLS# 787231 |

Dec 7th 2022
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