Can I buy a house with a 630 mid credit score?

Can I buy a house with a 630 mid credit score?. I know FHA only requires 620 credit score but I am finding out that lenders have overlays. Are there any lenders that will accept a 630 credit score?

Confused

my ex husband is on the motgage loan but not on the title ( it was my property before we were married) i would like to sell it to him . bank says he quaifies for a loan but not on this house because his...

Can parents cosign 2 times?

my parents do not own there own home. they sold 5 years ago. they live with my sister who they co signed for. I am looking to buy 250k home with 650 scores, can my parents also cosign for me. there scor...

Help with refinance of 2 rental properties in Ohio...

I own 2 single family homes in Sandusky Ohio. 1 has 3 bedrooms, the other a 2 bedroom, and both currently renting for $500/mo ... each. I own both homes out right, with NO mortgage. I am looking into re...

Request advise in combining two mortgages into one

We have two mortgages on our home, a first mortgage and a second mortgage. I want to combine the two a refinance, but the house is valued below the market average and our bank is giving us the runaroun...

HomePath down payment requirements

Hey all,Does anyone know the exact requirements for the 3% down? This is the situation: I've just put $2K and I need to give another $4K to complete the down payment but my realtor believes that the mon...

Reserves vs. credit scores for jumbo mortgage

A question for the experts out there: when applying for a jumbo mortgage, does having lots of reserves compensate for a mediocre credit score? My credit score is in the 760s, but my fiancee's score is ...

Wanting to buy very badly

I was in the navy from and plan to use my VA loan to purchase a home. In the last few years I have worked all except for the last year. I quit because my husband made enough for us to live off from the ...

Can my father kick me out if I signed the mortgage?

I live in florida. My father and I both signed the mortgage to a house but only he signed the note. I have been making all the payments since 2005 when I moved in. We had a fallout and now he's threaten...

Single mom new home purchase question.

My father wants to loan me the down payment for a home, I have excellent credit, just worried about my income requirements. I am a single mom and I make about $65000 year and I pay rent but would love ...

What are the income requirements for an FHA loan for two people?

What are the income requirements for an FHA loan for two people?

My husbands credit score is 630 and mine 675. Do we qualify for first-ti...

How to get a home loan with a 590 credit score?

I have a 590 credit score and want to purchase a home is there any lenders in san antonio texas

My husband and I are trying to buy our first home in Durham, NC. and FHA...

My middle credit scores are 639, 649, 675 and his is 596,634,and 643. (1) Do lenders use the exact scores reported by the three credit agencies or do they use a different system? (2) Also, are we elig...

I am newly married and my husband and i are trying to get out of our apa...

I have just graduated and have no credit, we've tried to get a loan and have had no luck, is there a way we can get into a home for no money down with our bad credit?