What are the income requirements for an FHA loan for two people?

Generally you want to have you debt to income ratio below 50%. Best is around 450 or lower, but exceptions can be made to 55%. Debt to income is the total of your debt, plus the mortgage and taxes/insurance then divided by your income. So if all your payments are 1500 and you make 4000, then your DTI is 38%. There are several factors, including credit, down payment, income type, and loan amount. Please give me a call and I would be happy to go over with you. We are a direct lender, FHA and Conventional. Chris Gummerson bayvalleymortgage.com 714-367-5125

I would be happy to assist you in letting you know how much home the two of you would qualify for. Feel free to email or call me at 816-569-1436.

Hello. There are no income limitations, however your debt to income ratio needs to be no higher than 55%. FHA is an excellent option if you have high ratios. I would be happy to work up a loan application for you to see what you qualify for. There is no obligation to complete a loan application. Please call me at 214-733-6899.