Refinance with 600 credit score and late payment

Hi, I would like to refinance the property in 77494. There is over 60% equity, present 15-year fixed mortgage balance is at $140,000. I am one month late on the payments though. I'd like to replace my w...

Best way to repair credit for mortgage

I have a credit score of 564, and I have some credit card debt and a car payment which I've been on time for the past 4 months. If I make minimum payments, what are some other ways of repairing my credi...

Home equity loan with bad credit

Where can I obtain information on obtaining a home equity loan with bad credit?

what kind of help is available for first time home owners late on mortga...

What are some available first time home buyer programs in Arizona?

I live in Phoenix and I am looking to buy my first home, I've got a decent income of 60k, savings of around 30k and my credit is not too shabby, like 760ish. Are there any special programs for me when i...

Can I get an FHA home loan if I already had a mortgage?

Are FHA home loans only for people that are first time home buyers? I like the rates and the lower down payment, but I already owned a home back in 1999, so if there is a time limit or not, would I be a...

More than 3% back on a Freddie Mac home?

We are looking to purchase a Freddie Mac home, but are approved for Rural Development financing. Our lender will not allow more than 6% in concessions for closing costs on an RD loan. I've been reading ...

I recently did a HARP refi on my primary residence. I have a second hom...

I recently did a HARP refi on my primary residence. I have a second home (condo), does HARP allow a refi on another property?

Will I qualify for the new HARP program?

I have a home owned by Freddie Mac, but I've had a late payment about 5 months ago, which I think is an issue. My credit has remained okay, around 680 FICO and my LTV is still around 125%. If I keep my ...

I really owe $48,000 on my mortgage but was unable to type that in. I w...

Is there a benefit from switching to an ARM from a FRM?

I have a 30-year FRM, 4 years into it at 5.25% rate, I've paid off about roughly 30% of the initial 280k loan, and I'm considering of taking advantage of the cheap rates of an ARM for the next five year...

No cost refinance for a LTV of 85%

Home is valued at 267k, my mortgage is currently 225k. Credit is great (820 middle score) and I've been making 65k a year for the past five years. I refinanced a couple years back, but the $6,000 closin...

Bond Money Loans

I've heard about this in passing, I'm curious what a bond money loan is and how it's different from a conventional mortgage or FHA program loan? Is it similar to hard money loans? Currently shopping aro...

No credit history, can I get a mortgage?

If I've never had a credit card, or any debt, could I still get a mortgage? Or would I need a cosigner on the loan?

PCS

I am active duty military forced to PCS. I need to sell my house and i am coming up empty handed. I have a house valued at mid 120,000 in NC i have equity and dont care to sell my house for no profit ...