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Whether you're buying, selling, refinancing, or building your dream home, you have a lot riding on your loan specialist. Since market conditions and mortgage programs change frequently, you need to make sure you're dealing with a top professional who is able to give you quick and accurate financial advice. I have over 10 years experience in the mortgage industry and have acquired the knowledge that has helped me assist many people with their mortgage needs. I have the expertise and knowledge you need to explore the many financing options available.

Ensuring that you make the right choice for you and your family is my ultimate goal. And I am committed to providing my customers with mortgage services that exceed their expectations. I hope you'll browse my website, check out the different loan programs I have available, use my decision-making tools and calculators, and apply for a loan in just four easy steps with the short form Application.

After you've applied, I'll call you to discuss the details of your loan, or you may choose to set up an appointment with me using my online form. As always, you may contact me anytime by phone, fax or email for personalized service and expert advice. I specialize in VA home loans, FHA home loans, Conventional home loans and Jumbo home loans.

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Last Friday treasuries took a fairly large hit as traders backed away from heavy long positions into the long weekend; mortgage prices were soft all day but also on thin trading and following the bond market. This morning...
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Early this morning the stock indexes were better after the strong rally yesterday, the bond and mortgage markets under pressure; by 9:00 the indexes reversed and were lower taking the rate markets back to unchanged. Trade...
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Quiet but weak start today in the bond and mortgage markets. Europe's stock markets better except for the UK, its index down slightly. This week is likely to be thin trading with the holidays and an early close in the...
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Treasuries and mortgages were unchanged in early activity this morning with US stock indexes weaker. At 9:30 the 10 yr traded +4/32 at 1.95% and mortgage prices +3/32 (.09 bp). The debt crisis in Europe is not getting better,...
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Treasuries and mortgages opened a little soft early this morning with Europe's stock markets better and trade in US futures pointing to a better open at 9:30. At 8:30 Nov retail sales were not as strong as expected;...
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Treasuries and mortgages opened a little better this morning after last week that ended with no changes in rates or prices. The EU summit last week was another miss, nothing of consequence out of the continual run of meetings...
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US interest rates remain in their tight trading ranges; the 10 yr note trades within a 4 basis point yield while mortgage prices are essentially unchanged now for over a month. Up and down with no real change ahead of the EU...
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In early trade this morning the rate markets opened a little better while the stock indexes were generally unchanged. All global markets awaiting the EU summit meeting that begins late Thursday and into Friday. News out of...
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