Should I even try??

I have been renting for several years, and am kind of tired of paying into a bottomless pit. Over the past few years my credit score has become normal (692) and any past black marks on my credit report...

10YR term for Refi

Want to refi at a 3.25 max rate, without increasing loan term beyond 10yrs to lower current pmts and most likely impound taxes and insurance not currently impounded. The current mtg has been paid AA for...

what do we have to provide for probate?

my father in law died and he didnt have a will but the executor is allowing the home to go to us. How do we get prepared as far as the mortgage goes?

Hello, Fannie Mae has me at a EA 3?

Fannie Mae has me at a EA3 I have tried twice to refi w/ 2.0 and both (credit union and a broker ) said they could not help. My credit scores are well above 750 and have made all pmts on time. What gives?

Home loan question - 20% down or FHA????

If I do 20% down, that leaves me 5 weeks pay in bank, if I do FHA, will have 9 mos pay in bank. Job is good, been there 5 yrs, no layoffs in sight, I always get 2 mos pay back in tax returns and save 20...

Can I still refinance with a credit score of 615? How can I lower my mor...

I'm a single mother of two and recently had some financial issues a few years back from my divorce. My credit score right now is at 615 and I need to lower my mortgage payments because it's really hard ...

FHA Mortgage Questions

I am about to sell my condo. Due to purchasing it about 7 years ago at the height of the market I will be cleaning out my savings account just to come to closing. In the past few years the wife and I bo...

How do lenders pick which credit score to go with when 2 people are appl...

My husband and I will be looking to purchase a home at the end of this year or early next year. We are working to boost our credit scores so that we can (hopefully) qualify for a mortgage. We are both...

Need advice on selling ot staying put.

I am a homewoner who would love to sell my home but since I have only lived here for 5 years I do not have any equity. I would like to get more bang for my buck and take advantage of the low interest ra...

Home equity loan on a house with no mortage?

I have inherited a home with no mortgage and need a home equity loan but have filed bankruptcy with the past 2 years can this be done

borrowing against manufactured home

I own 17 acres of oceanview property in California with a 2800 sq. ft. manufactured home on a full daylight basement. It is paid for.I do not have the 433a form because the home has to be "completed". I...

Could we qualify for a Home Path Mortgage?

My husband and I are looking to purchase a home in California. We have $6,500 available for a down payment and have qualified for a 30-year fixed-rate FHA loan. However, we've just learned about the Hom...

Home Loan Question

To make a long story short, I am purchasing a house. I need to borrow approximately $15,000 to $17,000 for closing, etc. Am I able to round up the loan request to say $20,000 to be safe and put back any...

Should I refi my 5 yr adjustable interest only loan?

we did this when we bought a house (jumbo loan). This was several years ago, and many banks weren't even doing jumbos at that period. We put down 20%, and then put most of the remainder in a first mortg...

i reside in Ohio and am looking for a jumbo loan upto 90% LTV