Loan or Mortgage for US Citizen living abroad

Hi;I am US citizen residing overseas with a good standing credit. Last year, I purchased a condo in a brand new high rise building in Center City Philadelphia. I financed the entire transaction from my ...

Do lender's use a spouse's income to calculate a person's debt to income...

I need to know my ratio to see if I can co sign for my sister's mortgage (my spouse is not involved) but I want to see if his income is used by the bank to determine my number. I also want to know if ph...

Loan Modification after 2006 cash out refinance in 2006

We refinanced our primary residence in 2006 and took out a chunk of equity (as cash out) to pay credit card bills. The next year the recession hit and, as realtors, we suddenly could not afford the mort...

the interest rate has dropped since the lock-in. The prevailing rates wi...

the interest rate has dropped since the lock-in. The prevailing rates will apply?

High DTI as a Full-Time Contractor

Is there any way this is do-able? I have been a full-time contractor for 2 years (but my company sends 1099s, so I guess this counts as freelancing?) with a high debt-to-income ratio. If I could count m...

Inherited a home and would like to finance renovations. We are young and...

My husband and I are being given his grandparents' home. They are going to live in assisted living and we will be taking possession of their home. We want to take out a home equity loan of $100,000. The...

Single Premium PMI

Can the single premium PMI be financed to loan amount on a 'Purchase ' transaction? My lender says , if it is added to the loan amount, it will reduce LTV based on the home's sales price and hence can n...

Can I have a 600-700 dollar house payment

Would I be able mortgage a house for between 600-700 dollars a month?

Are mortgage rates for a Town house different to a Single Family?

I have a 717 score and my lender is offering me a 3.99 on a townhouse. He said that with 10%, the rate is impacted a wee bit. Is that true? What would be an attractive rate with my credit score, (i make...

Self employed - mortgage declined. Need advice

My wife and I are trying to buy a vacation home.We have been self employed for 14 years and our credit scores are close to 800. Our main home will be paid off in about 5 years and we have no other debt....

2nd mortgage loans

does anyone do 2nd mortgage loans for debt consolidation

Can we apply for a reverse mortgage if our manufactured home is on lease...

House in Wifes name?

My wife and I would like to move and I have the benefit of a VA loan that I have not taken advantage of. We are underwater on our house and would like to keep it and rent it out if possible. Would it ...

Looking to buy after a short sale w/no late payments and extenuating cir...

Wife and I moved for my job to Florida in 2006. Purchased home for 209k w/20% down. Lost job in 2009 due to cutbacks, forced to move back to Cleveland. Rented out property for almost 2 years at a mon...

I want to refinance my mortgage credit 660

I want to refinance my mortgage but I'm not quite ready to do it, I'm currently repairing my credit and i've only been at my current job for a year after being laid off for 6 months. I know mortgage int...