Refinance Problems
So I am suppose to close tomorrow on my refinance and the company screwed up the DTI calculations.They have my DTI at 47%. I guess the bank has another company doing the mortgage processing and the ban...
HARP 2 on investment property (condo) in Virginia. Fannie Mae loan, LTV ...
Basically, I am running into a brick wall trying to do a HARP 2 loan on an investment property (condo) in Virginia. It meets all the qualifications of HARP 2 (Fannie Mae, taken out in 2006, no late pay...
home equity loan
I own my home valued at 90,000. I would like to get a home equity loan of 15,000 with poor credit. what are my chances?
I had refinanced my 5.5% 15 year to 5.5% 30 years on Oct. 2009, Can I qu...
I bought a house in 2007 for 320K for 15 year loan at 5.5% rate. It was around 2.2K monthly payment. I can't afford that much payment, so I had refinanced to 5,5% 30 years loan. And my monthly paymen...
Could I get approved for RHS Loan
I know my credit score needs to be improved (547,591,646). My husband credit scores are 572,640,695. Naturally, he is the one that is going to apply for a RHS Loan due to credit score. I know there are...
FHA time line ownership
If i purchase an FHA home loan, how long do i have live in it before i can sell it?
After filling out the HARP 2.0 application, I was laid off. Can I still ...
After filling out the application and getting things started for the HARP 2.0 refi, I was laid off with a small severance package. I have since secured another job, will start Monday. However I will be ...
Springdale, AR - Jul 6th 2012
6 answers
- Latest answer by
Michelle Curtis Loan Originator NMLS 401173
Jul 6th 2012
578 credit score + 66,500 gross income + no late payments on rent or uti...
578 credit score + 66,500 gross income + no late payments on rent or utilities in 2 yrs. Live in W Pa. Is there a mortgage lender that I can get a mortgage with? Can I pre-qualify with that lender?
Will I ever be able to refinance after a modification?
I did a loan modification 12/2010, since then I have paid my mortgage on time every month. I recently tried to do a cash-out refinance to get a lower mortgage & renovate a second property that I have ow...
What lenders are likely to give me a jumbo loan when my qualifing income...
What lenders are likely to give me a jumbo loan when my qualifing income is made and remains in a C corporation.Most lenders can't seem to do loans unless the income is on a W2. I have been self employe...
Buying a new home 30 days after refiancing current primary residence
Hello, I just refied my primary to take advantage of the interest rates and combine two high interest rates into one lower payment. This move saved us $1200 a month and made perfect sense, the problem I...
Refinancing through harp program with low credit score
My current lender will not refinance through the program because of my credit score - although I meet all other requirements they said it is their option to consider my credit score - even though the pr...
If my husband and I own a business and it is an LLC, are we considered s...
We have owned the same business for over 2 years. We receive W2's. I am a member that owns 90 percent and my husband is a member that owns 10 percent.
non-recourse loans
Who offers non-recourse loans? and how much will you need to put down on one?
4 plex refi rate
We have 4plex that was appraised last year at 260k we owe 226k on it. is 5.25 percent loan non owner occupi for 30 years the best we can do? We have a credit score of 740. We simply want to get a better...
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