adjustable rate mortgage
for adjustable rate mortgages, do interest rates fluctuate from month to month or is the interest rate annually fixed on a certain date?
short sale credit
does a short sale affect the credit score of the owner of the property as well as the owner of the mortgage?
bankruptcy
of chapter 7 and chapter 13 bankruptcy, which is more credit damaging/generally worse?
VA construction loans
is a va construction loan a type of rehab loan?
Loan on Individually Titled Condos
Good afternoon. I have a difficult financing requirement. I recently purchased 12 individually titled units in Mulberry Gardens, a complex of 43 condos located in Phoenix, AZ. The vendor has 4 more un...
time share ownership and credit
is a timeshare with one other person considered joint ownership? could my timeshare partner's making late payments affect my credit in some way? i dont own a time share as of now, just considering it an...
REFI. ADVICE
My LTV is 84.7% based on 3 year old appraisal of $131,000.00 Credit is 700plus, Current rate is 5.875% for 30yrs. I'd like to refi. for 15 yr. term at a lower rate. My concern is that the house would a...
lowest down payment
i'm going to buy my first house in a year or two and i dont have a lot of cash saved up, what loan/program offers the lowest possible down payment/upfront costs to close the loan?
Fixed rate vs. adjustable
What are the advantages of each? In what scenarios are fixed rates more beneficial? Adjustable?
what is considered bad credit
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