I got pre approved for a home loan but I asked how I can afford the down payment. I said that I plan to apply for first time home buyers assistance. I currently have $14k in savings and I work as a nurs...
I’m trying to get loan approval with scores at 640, 600, and 589. I have enough for a 10% down payment for a $200k home. Lender suggested an FHA loan with 3.5% down since they approve even with scores...
We own a beautiful rustic home that we plan to live in until we retire. Living in Florida is all worth it but we are looking at a pretty expensive remodel to build the retirement home of our dreams. We ...
Is it possible to do a conventional refinance if I only have work credentials for a year? I’ve been working in the IT industry for 5 years and stopped in year 4 and became a homemaker and I am now bac...
Hello. I am currently working as a retail worker. I am also a volunteer union rep/shop steward and executive board member of the union. It is free work, but I am an elected officer and have the same leg...
I bought a home that I used to rent for P80k in cash. I’ve done a lot of work in it and had it appraised at $180k. I plan to do a cash out refinance but lenders require that you own the house for 6 mo...
I own an investment property worth $500k and owe $314k. I’ve had the property for the past 11 years. I have good credit scores but my last several years have been low since I left a W2 job. Can I qual...
My husband refinanced our home taking $400,000 out. I am on the deed. The mortgage papers were presented to me by my husband with the pages flipped to the signature page. No one was present to witness, ...
I am entering the REI arena and am quite confused on what loan to use. Is a conventional loan the best type for a fix and flip? Do I need to check with my lender if I am able to rent out my property wit...
Hi, everyone! My wife and I are looking for a VA lender that would allow us to occupy the home once we come back from an overseas assignment. We have found a lovely home and would like to make an offer ...
After waiting so long I finally got a pre approval for an FHA loan depending on what state I choose. I saw a property but I don’t know if it would qualify. It doesn’t have a sink and stove in the ki...
I am looking for the lowest closing cost refinance for my primary home in Boulder. I have excellent credit scores and my current 30 year rate is 3.25% with 40% equity. Any truth to zero closing costs on...
Is there a lender who would accept credit scores of 617, 558, 558? I have 8 negatives on 10 hard inquiries with 6 solid positives.
This is my first time buying a home and I want to know the qualifications for fixed rate mortgages versus ARMs. Are interest rates higher for FRMs? Is it true that more income is needed to qualify for t...
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