I have been living in my current home raising my kids for the past 10 years. A year ago my girlfriend got financed for this home and we are both on the deed. Does she have rights to the house when we br...
I bought a house FHA, understand I have to live in it the first year, will rent out the room to long term airb&b ( 30 days plus) furnish room. Was going to do short term but realize they require long te...
I am currently on vacation in Canada and I purchased a house back home and the possession date is in a few weeks after I get back. This past week I signed a “mortgage commitment” with a lender throu...
My wife and I want to buy our first home this summer but he just got an offer for a new job with higher income. He’s going from a W2 to an independent contractor. If he accepts, would it affect our lo...
Hi everyone, I have a question concerning obtaining an FHA loan. I currently have a conventional loan but I was able to lock in a lower rate with an FHA loan. What are the benefits and disadvantages of ...
Hi, so I moved to a different state for a new job and I decided to put my old house up for rent instead of selling it, because the market in my previous city was horrible. I am now considering buying a ...
I have negotiated with several banks and they won’t cash out refinance a duplex I bought in my name and have owned for 7 years since I don’t have a W2 job since I got laid off due to the pandemic. T...
I recently refinanced out of my FHA on my first property. I was hoping to get a 2nd condo with an FHA loan and using a HELOC from my first property, is this possible?
I am purchasing an investment property that will be rented out. I am applying for a Freddie Mac backed mortgage and I want to know if the lender calculates the expected rental income into your DTI ratio...
Looking for a lender that can work with me given my current situation. I have a 620 credit score, less than a thousand in monthly debt but I am currently in a Chapter 13 bankruptcy and have been making ...
Hi, so I'm moving from Phoenix to Milwaukee. I’ve accepted an offer for my new job in Wisconsin and I can prove this by showing my offer letter. I’ve been prequalified for the loan amount but there...
I was wondering how valuable an all cash offer to a seller is. Will it be of any additional value to a seller, over an offer that requires financing? Do others think a cash offer will justify a lower of...
Are there lenders who provide 100% financing for BRRRR in Florida? I’m trying to get my first investment property in a few weeks. I have talked with hard money lenders who offer loans with 10% down. I...
I bought a home with a hard money loan. I am now trying to refinance to a conventional loan. The property is a single-family unit with 5 bedrooms and 3 toilets and baths. Are there lenders who would ref...
What are some of the lowest scores you’ve had and been approved to buy a home? What was the down payment required? I want to know what I can expect with scores in the low 500s. I’ve heard about FHA ...
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