I am looking for the best 5/1 ARM or 7/1 ARM cash-out refinance rate, ca...

My first mortgage is 509K. I have a second mortgage of 95K. The property value based on zillow is 774K. My existing 7/1 ARM will reset in September 2010. We think we will move from here in 5 years or ...

What is the processing time for HECM?

How long does it take to process HECM?

FHA Mortgage Stipulations

I want to either rent or do a land contract for my home. We have found another house that we are interesetd in. My current mortgage for this house is FHA. Is there any stipulations under FHA guidelines ...

My girlfriend and I are only 25..Is it a good time to buy?

hi, my girlfriend and I have been pre qualified for a loan but i guess i still have doubts of actually being completely approved for a loan. We both are about 25 years old with degrees. Both of us have ...

My credit score is 800 -my huband and I have been employed with the same...

Should I begin to look for mortgage? Please take a look at my situation ...

Hello, I'm looking for some quick advise here. Prices on home in my area are hitting the point were the monthly payments would be cheaper than renting(and about the same after taxes, maintenance costs e...

My bankruptcy was discharged in 2005, I have a couple late payments on m...

My bankruptcy was discharged in 2005, I have a couple late marks on my credit report in 2007 and 2008 is it possible to still qualify to buy..

I need to refinance, but my son is on my deed..Must he co-sign?

Mother put son on deed to her home to avoid probate taxes. Son is not on mothers mortgage or home equity loan. Now mother wants to refinance w/cash out to pay off credit card bills, is saying son must c...

Should I refinance or pay more towards loan???

Our current rate is 5.375 on a 30 year note. we owe 280,000. Our monthly payment on at is 1679. (We have been paying 1800/month). We have an opportunity to refinance into a 15 year loan at 4.6 with 0 po...

How will a new job affect getting a loan?

I was in the market for the purchse of a new home. I have excellent credit and able to put 20% down. I was recently offered a new job, which will be about the same salary but with more benefits and heal...

Should I refinance?

My current mortgage is at 5.875 with no PMI and I owe 490,000. My loan to value ratio has dropped over the past five years to over 90%. I have excellent credit, but also owe about 70,000 combined in col...

Co-signer Question

I currently have a home in another state that I am in the process of selling, however, although I have a buyer already living in & renting the house, it is not "sold" as of yet. I have found a great buy...

Recently divorced..selling current home..splitting the money..Now I need...

I currently for 10 years live in $800,000 home with a mortgage. Divorcing husband makes $600,000..wants house to be sold and split...probably make only $200,000 each. I will be getting $150,000 alimony ...

can a first time homebuyer with less than perfect credit still get a hom...

Help..I'd like to refinance my current mortgage for a better rate..

I would like to refinance my current mortgage for a better rate. Here are the stats on my existing mortgage:Currently a 80 LTV;~43% DTI;FICO ~800Westchester County, NY (Distressed Market);$539,000 with ...