We we choose to do a first and second mortgage to avoid PMI my broker told me the 1st loan can have a fixed rate but the 2nd loan has to be a variable rate. Is this true. I wish that we could have both ...
Im currently in the processing of trying to get pre approved for home loan.(FIrst time buyer) A family member has agreed to co sign for me and has excellent credit history but has only been employed for...
I'm trying to decide the best course of action for paying off my credit cards
1. I presently have a 30 year fixed FHA Mortgage (Balance $140K; House appraised at $160K)2. We would like to move to a house that's selling for $120K3. Our credit scores are 665, & 703 wife's4. I am US...
Guidance for FHA Lenders on TOTAL Scorecard:If the credit report reveals that the borrower is disputing any credit accounts, Manual Downgrade of a TOTAL Scorecard Approve/Accept recommendation is not re...
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