If my credit score is 650 and my fiance is 700 would we qualify for a $2...
And how much of a down payment would we need? What do we need to get together before we apply? We are first time home buyers and don't know anyhting!
Home loan question - 20% down or FHA????
If I do 20% down, that leaves me 5 weeks pay in bank, if I do FHA, will have 9 mos pay in bank. Job is good, been there 5 yrs, no layoffs in sight, I always get 2 mos pay back in tax returns and save 20...
Sales comps for appraisal
We are looking for a reverse mortgage on a log home on 21 acres in Rockbridge County, VA 24450. Everyone we have talked to says you need comps that must be log homes and within 20 miles. That may be dif...
I NEED A PROOF OF SSI/SSDI LETTER
I NEED A PROOF OF LETTER SHOWING MY INCOME FROM SOCIAL SECURITY FOR MEDICAL PURPOSES.
What is the difference between a no closing cost loan and the interest r...
I noticed that I could find lenders that offer no-closing cost loans, but what is the difference in the interest rate and is it worth it in the long run to go with no closing costs now, or not when it c...
Can I still refinance with a credit score of 615? How can I lower my mor...
I'm a single mother of two and recently had some financial issues a few years back from my divorce. My credit score right now is at 615 and I need to lower my mortgage payments because it's really hard ...
Will we qualify?
DH's lender pulled midscore was 625 on April 7 (not good enough for our CU) and we decided to wait things out and reapply in a couple months but we may have a house we really like and are thinking of ta...
How do I remove myself from a loan I co-signed?
I am trying to get off of a mortgage loan that I co-signed for my father. Is going through qualified assuptions the first thing I should try to do?
FHA Mortgage Questions
I am about to sell my condo. Due to purchasing it about 7 years ago at the height of the market I will be cleaning out my savings account just to come to closing. In the past few years the wife and I bo...
Want a VA loan, but delayed by robosigning......what to do?
Question about "robosigning" (Non VA-loan ((GMAC)).We had a house go through the foreclosure process and all the way to sheriff sale when the judgment of foreclosure was "vacated" due to the robosigning...
On the mortgage, not on deed. We need to purchase?
Nearly 5 years ago, my father in law had a mortgage on his home through bank one. He wanted to sell. My husband and I wanted to buy as this was his childhood home, none of us in good credit standing. We...
Honesdale, PA - May 15th 2012
8 answers
- Latest answer by
Patrick Cashman MNLS# 215938
May 16th 2012
Credit Question when it comes to mortgages?
i was just wondering my credit is between 620-630 right now. and i am a first time home buyer. what are the chances of me getting a mortgage loan and how much do you think i would be approved for so i c...
Question about HARP 2
I see the guidelines of HARP 2.0 Eligibility & Qualifications on Lender411 site. If I have one is fail, could I qualify this program? Do I want to find the same bank to do this program or not? If so, do...
Can I take out a bigger mortgage loan than house is worth for repairs?
We are buying our first home and were approved for a conventional loan of 130k. We are looking at a fixer upper house in an extremely nice neighborhood where most houses sell for 170k but this house is ...
My father passed away two years ago leaving me his house.
I contacted the mortgage company a week after he passed. My question is since the mortgage is only in my dad's name and not mine .I don't have the credit to get it in my name. Am I responsable to the mo...
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