Refinancing With Two Homes? Bank Says Take a Hike!

I own two homes each with their own mortgage. I am currently paying around 7 percent and would like to bring that down a little bit. I spoke with my bank and they informed me that because I have two pro...

What are the limits for purchase price, down payment, loan amount, for a...

What is hazard insurance?

I am curious as to what hazard insurance is? Do I need it? is it part of my mortgage or is it added at a later stage of the home purchase process?

Refinancing with a tax credit.

I used a tax credit to purchase my home, is there a penalty to refinance to lower rate? how long should I wait to avoid it?

I have a 810 credit score, can put down 20% on a house up to 200,000 can...

Divorce and A Time Share

I am going through a divorce currently. Neither of us have any interest in the time share we own, what do we do?

Any advice on how to raise a credit score?

What are the most effective ways to raise a credit score? I am struggling to find a loan at a 600 credit score.

buying a home in another state?

I want to purchase a home in another state, and then move their permanently. What is the process? my first home will no longer be a primary residence so how will that affect my first mortgage?

NEW FHA Requirments?

I read an article today that the FHA was going to be tightening up the requirements for their loan programs. I have been in negotiation with a lender about my loan, will I still have to adhere to the ne...

Must we all qualify for the refinance?

I am on a mortgage with another individual, we purchased a home 2 years ago. His credit is fine but mine is not as good. I am trying to get out of the mortgage, so is the rate he receives based on my cr...

Home as A Gift

I currently own but do not live in a home that has been apart of my family for 4 generations.I want to sell the property to my daughter for 30,000 dollars less than the value. Am I allowed to do this? W...

FHA Loan that also includes repairs?

My father is wants to sell me his home for the cost remaining on his mortgage, 95,000. The Value is around 225,000. Would I be able to take out an FHA loan for around 140,000 so that I could make some r...

Need a mortgage, 260,000, 680 FICO, Arizona

I am need of a mortgage with the best rate. The loan is for $260,000 and my FICO is around 680. The property is located in Phoenix

I have been offered 30 year fixed at 4 3/8. amt of mortgage is 400,000 a...

should I ask for 4 1/8 or is that too low?

650 fico 250000 what to expect?

I have a 650 fico and looking for a loan for 250000. Would this qualify for FHA home loan? What kind down payment can I expect