I own two homes. I want to refinance both. Can/will lenders give me a deal on the cost to refi? I'm going to move forward, but I would like to save some cash. Any ideas or recommendations?
Considering a refinance. Currently my interest rate is 5.125%. I was told that I qualify for a drop to 4.25%. It will save me about $100/month. It is going to cost me $2000. Is it worth it? My credit sc...
The appraiser came one week before the extension ended and submitted the report on day of expiry i.e. took one week to complete. I was unable to refinance as every bank refused to give further extension...
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I've applied and been approved by two lenders. I've selected one as a primary, and the other as a backup, and intend to inform the backup today. The backup lender is a correspondent lender. Both loan of...
I am trying to find mortgage rate online. I tried different condition. What puzzles me is with credit score 710-719 it gives best rate 2.875%. With other credit score but same other condition such as l...
My current loan is 80/11/9 from bank of the west. the bank gave us loan commitment for $404,000. but the other 9% totaling 45,000 is unsure until coming Tuesday or Wednesday and my loan contingency is...
We are buying our first home and will have an accepted (counter)offer and escrow opened by the end of this week. How long do I have after escrow opens to apply for a loan? My problem is that I have to t...
We have refinanced our property 7 years ago and used it as our primary residence ever since. Now, we are moving but we are not intending to sell, we will rent it out. Do we have to refinance (and get wo...
I'm a small-time real estate investor and was wondering if anyone had any ideas how I could get financing for investment properties above 80% LTV. I have a few properties now but looking for increased l...
I am considering a relocation to a bigger spot. I want to be paying around the same amount that I am paying now. I know that more house, means more money - but, I am hoping that the equity in my house w...
How much I would have to put down on an owner occupied triplex if I was going to live in one of the units.There are currently tenants in one unit, I would live in another, and the third unit apparently ...
We owe 109000 on our home and it appraised last week for 106000. We are not a fanny or freddy mortgage. We currently have 12% interest rate and want to reduce our payment. Would like to refi without...
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