Investment Property Loans

I'm a small-time real estate investor and was wondering if anyone had any ideas how I could get financing for investment properties above 80% LTV. I have a few properties now but looking for increased l...

How much is my house worth today?

I am considering a relocation to a bigger spot. I want to be paying around the same amount that I am paying now. I know that more house, means more money - but, I am hoping that the equity in my house w...

Minimum downpayment for an owner occupied triplex?

How much I would have to put down on an owner occupied triplex if I was going to live in one of the units.There are currently tenants in one unit, I would live in another, and the third unit apparently ...

Refi undwerwater home

We owe 109000 on our home and it appraised last week for 106000. We are not a fanny or freddy mortgage. We currently have 12% interest rate and want to reduce our payment. Would like to refi without...

I have had steady employment except when I took a break from work to foc...

Wholesale rate loans?

What are they? How do they compare with "regular" loans? A house I had been eyeing for a while just came back on the market because the escrow did not get funded. How do loans and their rates/fees real...

Freddie and Fannie. Your opinion?

Since the Feds announced that both Freddie and Fannie were going into conservatorship, what do YOU think will happen to the industry? Is this a good move for the taxpayer, or has someone very high up j...

arm 5/1 rate

I am trying to find mortgage rate online. I tried different condition. What puzzles me is with credit score 710-719 it gives best rate 2.875%. With other credit score but same other condition such as l...

Pro's & Cons of 15 yrs fixed vs 30 yrs fixed?

Assume you can afford both. What are the pro's and cons? What is the mindset on this subject? It looks like nobody wants to go with 15.

When a primary residence ceases to be primary

We have refinanced our property 7 years ago and used it as our primary residence ever since. Now, we are moving but we are not intending to sell, we will rent it out. Do we have to refinance (and get wo...

Need a Mortgage!

Ok so this question is going to hopefully help us to decide whether now or in the future what our options are I currently own my home along with my brother. He is the sole person on the mortgage note. W...

Mortgage on New Construction?

I'm under contract to purchase a newly built home that won't be finished until May. This is being build by a developer. Typically rates are only good for 60 or 90 days, but I'm interested in locking...

For a single-family, primary residence in Greene County, New York, what ...

Seller paid down payment?

My wife and I are currently in the beginning stages of the home buying process, we are now searching for mortgages to see how much we qualify for. We have little available for down payment so a mortgage...

Are these any lenders that would provide a loan for my buyer that does n...