I am on salary with no commission - not self employed. My wife is also employed full time.
We are 67 years old and could not afford for our mortgage to increase but a major online lender is putting me on an ARM home loan. I have been reading this morning on the pros and cons on ARMS and now ...
I am planning on refinancing my mortgage. I purchased my home for $780,000 with a mortgage loan of $350,000. My current mortgage interest rate is at 5.875 percent on a 30 year fixed rate mortgage. My mo...
We have since corrected it with the credit card company, and they said they will report that to credit beareaus. Should we wait for this to happen naturally, or use my mortgage broker's expedite servic...
So I took out a 30yr 3/1 ARM in 2006, currently its at 4.5%. My father co-signed at the time due to my income. I want to refinance to lock in a low fixed rate. I don't want to worry about the rate adjus...
The mortgage company i'm dealing with now is totally belligerent, unfriendly and unhelpful. They literally will not answer questions - they just tell me I need to re-read my loan agreement. I don't qual...
If my husband has the mortgage in his name only...we are fixing to loose our house. Can I get a mortgage then in my name using his income?
This is impacting our REFI
I purchased my home 2 years ago. Bought it as a short sale, but appraised higher. Estimating home value between 80-90K. Owe 55K on first.I am looking to obtain a 2nd or HELOC for home improvements, cc d...
I have outstanding credit (low 800s); never missed a payment; am solidly employed. My mortgage was for about 105k, 30y, 6%. I am trying to see if I can get it to about 4.5%. The mortgage is nearly 3 yea...
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