Is hard money the only way to go???

I am trying to buy a condo in Houston with my boyfriend, but my realtor says there isn't an financing available for this building but hard money. Her in house lender wants to charge me 6 points and that...

What does my employment history need to be to apply for a mortgage?

I just got married, and me and my wife are looking to stop renting and buy our first home. I've been working for a little over 9 months at my current job, but I have been gainfully employed for the last...

Anything I can do besides sell my house?

I've been with this home for 7 years and I am looking to get my payments lowered. Currently I am involved in a 30-year FRM but spend the first 5 years paying the interest because of a program I was in f...

I'm 42, can I get a reverse mortgage?

Great Income poor/fair credit are there any options for me.

My FICO score on all three bureaus is 660. However I'm finding out there is another calculation that the mortgage industry uses. My score on that model is 644, 600, 603. There are two student loan pa...

Low credit scores, but willing to make a large down payment for a new home.

My husband and I don't have the best credit scores (634 and 602 respectively), but we want to get a mortgage for a home valued at 210,000. We can have 70,000 if we sell some investments and gather our c...

With these kind of rates is it better to do 15-year fixed or 30-yearfixe...

Does it make sense to do 15-year to pay it off faster with a lower rate?

What would be the best way to save money when refinancing?

I am looking to refinance my home, currently it is valued at $285,000 and we owe $52,000 on the mortgage with an equity loan $20,000 with it as well. My wife and I's credit scores are 724 and 698 respec...

Multi-family home/Probation

I am really interested in purchasing a fourplex, the rent is affordable where I am and I have found some excellent bargains in multifamily homes where I would like to be in. The average price is around ...

Foreclosure/Bankruptcy, wondering about purchasing new home.

How long after a foreclosure and bankruptcy can I consider purchasing a new home? It's been 3 years since the foreclosure and the bankruptcy is pending discharge later this month. Am I SOL or do I have ...

Who can offer FHA's?

Can any bank or broker offer FHA's?

Is it possible to switch from a conventional loan to a FHA?

I purchased my home originally at 5.75% through a conventional loan and now I am trying to lower my payments by finding a better loan with less of an interest rate, but I am not able to do this with my...

Should I refinance again? Can i do it at 0 cost?

I refinanced our mortgage in July and got a 3.625% 5-1 ARM (interest only). Should I refinance again? Would it be worth my while? I asked this question on this site and got great responses, but I stil...

Refinancing for a senior family member in Virginia.

I have a elderly (60ish) family member that currently has a rental property with an LTV of 60%. Her current loan is a 5 year ARM @ 6.5%. We're trying to see our options in regards to a 15 year mortgage....

zoned agricultural home loan?

We have been prequalified for a mortgage....however, we have since learned that the property is zoned agricultural. It is a farmette on 10 acres, clean and green in Pennsylvania. We have no plans of f...